Swap USD1 for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 2, 2026 05:44
- Payout network
- XLM
- 24 hours
- −0.02%
Today USD1 goes for 0.999 USDC XLM, and USDC XLM goes for 1.001 USD1. Market over 24 hours: USD1 against USDC XLM minus 0.02%. The week added minus 0.08%.
The weekly corridor ran from 0.998036 to 0.999752 USDC XLM, a spread of 0.17%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap USD1 sits 27th ($3.87 B) and USD Coin 6th ($71.51 B). Daily moves of USD1 and USDC over 90 days line up at 0.09 (they travel apart).
Who takes the USD1 → USDC XLM route
- A road both waysThe USDC XLM → USD1 direction is open too, so going back into USD1 takes the same route.
USD1 → USDC XLM rate and amounts
1 USD1 = 0.999 USDC XLM
1 USDC XLM = 1.001 USD1
Send USD1 — receive USDC XLM
| USD1 | USDC XLM |
|---|---|
| 20 | 19.98 |
| 100 | 99.9 |
| 500 | 499.4999 |
| 5,000 | 4,995 |
| 20,000 | 19,980 |
| 100,000 | 99,899.99 |
Need USDC XLM — send this much USD1
| USDC XLM | USD1 |
|---|---|
| 20 | 20.02 |
| 100 | 100.1001 |
| 500 | 500.5006 |
| 5,000 | 5,005.01 |
| 20,000 | 20,020.02 |
| 100,000 | 100,100.11 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per USD1 | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 0.999 | 200 USD1 | ≈ $0.0056 | medium |
| Solana | 0.999 | 200 USD1 | ≈ $0.00047 | fast |
| Polygon | 0.999 | 200 USD1 | ≈ $0.0016 | fast |
| Arbitrum One | 0.999 | — | ≈ $0.003 | fast |
| BASE | 0.999 | — | — | — |
| BNB Smart Chain (BEP20) | 0.999 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 0.999 | — | ≈ $0.0014 | fast |
| NEAR | 0.999 | — | — | — |
| Optimism | 0.999 | — | ≈ $0.00015 | fast |
| XLM open now | 0.999 | — | — | — |
How the USD1 → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send USD1 in USD1 for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending USD1
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USD1 to USDC XLM rate has been
high 0.999752 USDC XLMlow 0.998036 USDC XLM
Oct 26, 2026 05:45Nov 2, 2026 05:45
high 0.99972 USDC XLMlow 0.998337 USDC XLM
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 1.0002 USDC XLMlow 0.998337 USDC XLM
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 1.0014 USDC XLMlow 0.996649 USDC XLM
Nov 2, 2025 03:00Nov 1, 2026 03:00
- 24 hours
- −0.02%
- Week
- −0.08%
- Weekly high
- 0.999752 USDC XLM
- Weekly low
- 0.998036 USDC XLM
- Spread
- 0.17%
Market data from CoinGecko as of Nov 2, 2026 03:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far USD1/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.99848 | 0.998036 | 0.998315 | −0.02% |
| Week | 0.999752 | 0.998036 | 0.998967 | −0.08% |
| Month | 0.99972 | 0.998337 | 0.999368 | −0.11% |
| Quarter | 1.0002 | 0.998337 | 0.999575 | −0.12% |
Figures are in USDC XLM per unit sent, from market data.
Daily USD1 → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 1, 2026 | 0.998337 USDC XLM | −0.02% |
| Oct 31, 2026 | 0.998535 USDC XLM | +0.01% |
| Oct 30, 2026 | 0.998401 USDC XLM | −0.13% |
| Oct 29, 2026 | 0.999654 USDC XLM | +0.01% |
| Oct 28, 2026 | 0.999515 USDC XLM | +0.02% |
| Oct 27, 2026 | 0.999275 USDC XLM | +0.01% |
| Oct 26, 2026 | 0.999195 USDC XLM | −0.02% |
Daily RubyCash rate: USD1 → USDC XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 2, 2026 | 0.9989 USDC XLM | 0.998275 |
| Nov 1, 2026 | 0.9983 USDC XLM | 0.998384 |
| Oct 31, 2026 | 0.9978 USDC XLM | 0.998467 |
| Oct 30, 2026 | 0.9977 USDC XLM | 0.998187 |
| Oct 29, 2026 | 0.999 USDC XLM | 0.999065 |
| Oct 28, 2026 | 0.9996 USDC XLM | 0.999659 |
| Oct 27, 2026 | 0.9993 USDC XLM | 0.999529 |
| Oct 26, 2026 | 0.9995 USDC XLM | 0.999348 |
| Oct 25, 2026 | 0.9988 USDC XLM | 0.999324 |
| Oct 24, 2026 | 0.9984 USDC XLM | 0.999409 |
| Oct 22, 2026 | 0.9999 USDC XLM | 0.999322 |
| Oct 21, 2026 | 0.9986 USDC XLM | 0.999392 |
| Oct 20, 2026 | 0.9995 USDC XLM | 0.999146 |
| Oct 19, 2026 | 0.9989 USDC XLM | 0.999028 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USD1 and USDC
USD1 USD1- Price
- $0.998032
- 24 hours
- −0.04%
- Week
- −0.08%
- Market cap
- $3.87 B
- 24-hour turnover
- $291.13 M
- Rank by cap
- #27
- In circulation
- 3.88 B USD1
- Record price
- $1.05
USD Coin USDC- Price
- $0.999757
- 24 hours
- −0.02%
- Week
- +0.01%
- Market cap
- $71.51 B
- 24-hour turnover
- $6.79 B
- Rank by cap
- #6
- In circulation
- 71.53 B USDC
- Record price
- $1.04
Source: CoinGecko, Nov 2, 2026 03:54.
USD1 against USD Coin
| USD1 (USD1) | USD Coin (USDC) | |
|---|---|---|
| Ticker | USD1 | USDC |
| In circulation | 3.88 B USD1 | 71.53 B USDC |
| Market cap | $3.87 B | $71.51 B |
| Rank by cap | #27 | #6 |
| Type | — | token |
| Network | — | XLM |
| Launched | — | 2018 |
| Built by | — | Circle |
| Supply cap | — | no cap |
Daily moves of USD1 and USDC over 90 days line up at 0.09 — they travel apart.
Common questions: USD1 → USDC XLM
What rate does USD1 to USDC XLM run at?
As of Nov 2, 2026 05:44 it is 1 USD1 = 0.999 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.998757.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USD1, and that one goes to the blockchain, not to us.
How long does USD1 to USDC XLM take?
The clock starts with confirmations: the order goes into work once USD1 confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USD1 to USDC XLM rate do this month?
The month came in at minus 0.11%. Low 0.998337, high 0.99972, middle 0.999368 USDC XLM per USD1.
Can I go back, USDC XLM to USD1?
Yes, the reverse direction is open: 1 USDC XLM = 1.0012 USD1. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USD1, receive something else
USD1 → USDS0.9989
USD1 → USDT Arbitrum0.9994- USD1 → USDT BEP200.9994
- USD1 → USDT AVAX C0.9994
- USD1 → USDT ERC200.9994
- USD1 → USDT NEAR0.9994
- USD1 → USDT OMNI0.9994
- USD1 → USDT Optimism0.9994
