Swap USD1 for USD Coin (USDC Polygon)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 2, 2026 00:59

Orders from: 200 USD1 ≈ $199.62
Payout network: Polygon
24 hours: −0.01%

You send

USD1

You get 1,998

USDC Polygon

Start the order

Rate: 1 USD1 = 0.999 USDC Polygon
From: 200 USD1
Up to: 10,000,000 USD1

The figure is indicative; the exact amount is locked in the order.

One USD1 buys 0.999 USDC Polygon right now; the other way round, 1 USDC Polygon is 1.001 USD1. Market over 24 hours: USD1 against USDC Polygon minus 0.01%. The week added minus 0.09%.

The weekly corridor ran from 0.998181 to 0.999752 USDC Polygon, a spread of 0.16%. A single order takes 200 to 10,000,000 USD1. In dollars that is roughly $199.62.

The payout leaves in the Polygon network, so the receiving address has to belong to that network. By market cap USD1 sits 28th ($3.87 B) and USD Coin 6th ($71.5 B). Daily moves of USD1 and USDC over 90 days line up at 0.09 (they travel apart).

Who takes the USD1 → USDC Polygon route

A road both waysThe USDC Polygon → USD1 direction is open too, so going back into USD1 takes the same route.

USD1 → USDC Polygon rate and amounts

1 USD1 = 0.999 USDC Polygon

1 USDC Polygon = 1.001 USD1

Send USD1 — receive USDC Polygon

USD1	USDC Polygon
200	199.8
1,000	999
2,000	1,998
10,000	9,990
20,000	19,980
100,000	99,900

Need USDC Polygon — send this much USD1

USDC Polygon	USD1
200	200.2002
1,000	1,001
2,000	2,002
10,000	10,010.01
20,000	20,020.02
100,000	100,100.1

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per USD1	From	Network fee	Speed
Ethereum (ERC20)	0.999	200 USD1	≈ $0.0063	medium
Solana	0.999	200 USD1	≈ $0.00047	fast
Polygon open now	0.999	200 USD1	≈ $0.0015	fast
Arbitrum One	0.999	—	≈ $0.0029	fast
BASE	0.999	—	—	—
BNB Smart Chain (BEP20)	0.999	—	≈ $0.0023	fast
Avalanche C-Chain	0.999	—	≈ $0.0014	fast
NEAR	0.999	—	—	—
Optimism	0.999	—	≈ $0.00015	fast
XLM	0.999	—	—	—

USD1 → USDC: compare all networks USDC network fees

How the USD1 → USDC Polygon order runs

Work out the amount in the calculator: orders start at 200 USD1.
Enter a USDC address in Polygon and a way to reach you.
Send USD1 in USD1 for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap USD1 for USDC Polygon

Check this before sending USD1

The address network is Polygon. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 200 USD1.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the USD1 to USDC Polygon rate has been

WeekMonthQuarterYear

high 0.999752 USDC Polygonlow 0.998181 USDC Polygon

Oct 26, 2026 01:01Nov 2, 2026 01:01

high 0.99972 USDC Polygonlow 0.998337 USDC Polygon

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 1.0002 USDC Polygonlow 0.998337 USDC Polygon

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 1.0014 USDC Polygonlow 0.996649 USDC Polygon

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: −0.01%
Week: −0.09%
Weekly high: 0.999752 USDC Polygon
Weekly low: 0.998181 USDC Polygon
Spread: 0.16%

Market data from CoinGecko as of Nov 1, 2026 23:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far USD1/USDC Polygon travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.998509	0.998243	0.998351	−0.01%
Week	0.999752	0.998181	0.998992	−0.09%
Month	0.99972	0.998337	0.999368	−0.11%
Quarter	1.0002	0.998337	0.999575	−0.12%

Figures are in USDC Polygon per unit sent, from market data.

Daily USD1 → USDC Polygon rate

Day	Close	Against the day before
Nov 1, 2026	0.998337 USDC Polygon	−0.02%
Oct 31, 2026	0.998535 USDC Polygon	+0.01%
Oct 30, 2026	0.998401 USDC Polygon	−0.13%
Oct 29, 2026	0.999654 USDC Polygon	+0.01%
Oct 28, 2026	0.999515 USDC Polygon	+0.02%
Oct 27, 2026	0.999275 USDC Polygon	+0.01%
Oct 26, 2026	0.999195 USDC Polygon	−0.02%

Daily RubyCash rate: USD1 → USDC Polygon

Date	RubyCash rate	Market rate
Nov 1, 2026	0.999 USDC Polygon	0.998384
Oct 31, 2026	0.9978 USDC Polygon	0.998467
Oct 30, 2026	0.9977 USDC Polygon	0.998187
Oct 29, 2026	0.999 USDC Polygon	0.999065
Oct 28, 2026	0.9996 USDC Polygon	0.999659
Oct 27, 2026	0.9993 USDC Polygon	0.999529
Oct 26, 2026	0.9995 USDC Polygon	0.999348
Oct 25, 2026	0.9988 USDC Polygon	0.999324
Oct 24, 2026	0.9984 USDC Polygon	0.999409
Oct 22, 2026	0.9999 USDC Polygon	0.999322
Oct 21, 2026	0.9986 USDC Polygon	0.999392
Oct 20, 2026	0.9995 USDC Polygon	0.999146
Oct 19, 2026	0.9989 USDC Polygon	0.999028
Oct 18, 2026	0.9994 USDC Polygon	0.999571

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USD1 and USDC

USD1 USD1

Price: $0.998112
24 hours: −0.04%
Week: −0.09%
Market cap: $3.87 B
24-hour turnover: $273.87 M
Rank by cap: #28
In circulation: 3.88 B USD1
Record price: $1.05

USD Coin USDC

Price: $0.999728
24 hours: −0.03%
Week: +0.01%
Market cap: $71.5 B
24-hour turnover: $6.06 B
Rank by cap: #6
In circulation: 71.52 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 23:54.

USD1 against USD Coin

	USD1 (USD1)	USD Coin (USDC)
Ticker	USD1	USDC
In circulation	3.88 B USD1	71.52 B USDC
Market cap	$3.87 B	$71.5 B
Rank by cap	#28	#6
Type	—	token
Network	—	Polygon
Fees are paid in	—	POL
Launched	—	2018
Built by	—	Circle
Supply cap	—	no cap

Daily moves of USD1 and USDC over 90 days line up at 0.09 — they travel apart.

Common questions: USD1 → USDC Polygon

What rate does USD1 to USDC Polygon run at?

As of Nov 2, 2026 00:59 it is 1 USD1 = 0.999 USDC Polygon. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.998728.

What amounts does USD1 → USDC Polygon accept?

From 200 to 10,000,000 USD1 per order. The lower limit is roughly $199.62.

Where does the 200 USD1 floor come from?

Network fees and order handling eat a small transfer alive — below 200 USD1 the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USD1, and that one goes to the blockchain, not to us.

How long does USD1 to USDC Polygon take?

The clock starts with confirmations: the order goes into work once USD1 confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC Polygon arrive in?

The payout leaves in Polygon. Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USD1 to USDC Polygon rate do this month?

The month came in at minus 0.11%. Low 0.998337, high 0.99972, middle 0.999368 USDC Polygon per USD1.

Can I go back, USDC Polygon to USD1?

Yes, the reverse direction is open: 1 USDC Polygon = 1.0012 USD1. The link sits right under the calculator.