Swap Polygon (POL) for USD Coin (USDC XLM)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 22:19

Payout network: XLM
24 hours: −1.26%

You send

POL

You get 0.0906575

USDC XLM

Start the order

Rate: 1 POL = 0.0906575 USDC XLM
Up to: 110,000,000 POL

The figure is indicative; the exact amount is locked in the order.

One POL buys 0.0906575 USDC XLM right now; the other way round, 1 USDC XLM is 11.0305 POL. Market over 24 hours: POL against USDC XLM minus 1.26%. The week added plus 2.18%.

The weekly corridor ran from 0.0858183 to 0.0952304 USDC XLM, a spread of 10.97%.

The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Polygon sits 75th ($969.58 M) and USD Coin 6th ($71.53 B). Daily moves of POL and USDC over 90 days line up at 0.01 (they travel apart).

Who takes the POL → USDC XLM route

Sitting out the swingsPOL moved −14.51% over the past month. USDC tracks the dollar, so after the swap the value stops following POL.
A road both waysThe USDC XLM → POL direction is open too, so going back into POL takes the same route.

POL → USDC XLM rate and amounts

1 POL = 0.0906575 USDC XLM

1 USDC XLM = 11.0305 POL

Send POL — receive USDC XLM

POL	USDC XLM
200	18.1315
1,000	90.6575
5,000	453.2877
50,000	4,532.88
200,000	18,131.51
1,000,000	90,657.55

Need USDC XLM — send this much POL

USDC XLM	POL
20	220.6104
100	1,103.05
500	5,515.26
5,000	55,152.61
20,000	220,610.42
100,000	1,103,052.1

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per POL	From	Network fee	Speed
Ethereum (ERC20)	0.0906575	2,093.58 POL	≈ $0.0093	medium
Solana	0.0906575	2,093.58 POL	≈ $0.00047	fast
Polygon	0.0906575	2,093.58 POL	≈ $0.0016	fast
Arbitrum One	0.0906575	—	≈ $0.0029	fast
BASE	0.0906575	—	—	—
BNB Smart Chain (BEP20)	0.0906575	—	≈ $0.0023	fast
Avalanche C-Chain	0.0906575	—	≈ $0.0014	fast
NEAR	0.0906575	—	—	—
Optimism	0.0906575	—	≈ $0.00015	fast
XLM open now	0.0906575	—	—	—

POL → USDC: compare all networks USDC network fees

How the POL → USDC XLM order runs

Work out the amount in the calculator and press the exchange button.
Enter a USDC address in XLM and a way to reach you.
Send POL in Polygon PoS for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap POL for USDC XLM

Check this before sending POL

The address network is XLM. Sending through another network usually means losing the transfer.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the POL to USDC XLM rate has been

WeekMonthQuarterYear

high 0.0952304 USDC XLMlow 0.0858183 USDC XLM

Oct 25, 2026 22:21Nov 1, 2026 22:21

high 0.110184 USDC XLMlow 0.0875546 USDC XLM

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 0.122521 USDC XLMlow 0.0729355 USDC XLM

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 0.192673 USDC XLMlow 0.0685669 USDC XLM

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: −1.26%
Week: +2.18%
Weekly high: 0.0952304 USDC XLM
Weekly low: 0.0858183 USDC XLM
Spread: 10.97%

Market data from CoinGecko as of Nov 1, 2026 20:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far POL/USDC XLM travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.0927294	0.0913589	0.0922471	−1.26%
Week	0.0952304	0.0858183	0.0911632	+2.18%
Month	0.110184	0.0875546	0.0974537	−14.5%
Quarter	0.122521	0.0729355	0.0958618	+26.33%

Figures are in USDC XLM per unit sent, from market data.

Daily POL → USDC XLM rate

Day	Close	Against the day before
Nov 1, 2026	0.0921374 USDC XLM	−3.04%
Oct 31, 2026	0.0950224 USDC XLM	+8.53%
Oct 30, 2026	0.0875546 USDC XLM	−4.79%
Oct 29, 2026	0.0919561 USDC XLM	−0.39%
Oct 28, 2026	0.0923141 USDC XLM	+1.19%
Oct 27, 2026	0.0912318 USDC XLM	+2.25%
Oct 26, 2026	0.0892261 USDC XLM	−0.59%

Daily RubyCash rate: POL → USDC XLM

Date	RubyCash rate	Market rate
Nov 1, 2026	0.0907177 USDC XLM	0.0911284
Oct 31, 2026	0.0918104 USDC XLM	0.092159
Oct 30, 2026	0.0944872 USDC XLM	0.0930176
Oct 29, 2026	0.0887929 USDC XLM	0.0891873
Oct 28, 2026	0.0921613 USDC XLM	0.092061
Oct 27, 2026	0.0923718 USDC XLM	0.0919632
Oct 26, 2026	0.0907077 USDC XLM	0.0910147
Oct 25, 2026	0.0899658 USDC XLM	0.0890577
Oct 24, 2026	0.0895147 USDC XLM	0.089535
Oct 22, 2026	0.0905473 USDC XLM	0.0904178
Oct 21, 2026	0.0950285 USDC XLM	0.0959849
Oct 20, 2026	0.0952691 USDC XLM	0.0952311
Oct 19, 2026	0.0928831 USDC XLM	0.091877
Oct 18, 2026	0.0910686 USDC XLM	0.0906329

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on POL and USDC

Polygon POL

Price: $0.091106
24 hours: −1.29%
Week: +2.63%
Market cap: $969.58 M
24-hour turnover: $35.44 M
Rank by cap: #75
In circulation: 10.64 B POL
Record price: $1.29

USD Coin USDC

Price: $0.999754
24 hours: −0.02%
Week: +0.02%
Market cap: $71.53 B
24-hour turnover: $5.86 B
Rank by cap: #6
In circulation: 71.54 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 20:54.

Polygon against USD Coin

	Polygon (POL)	USD Coin (USDC)
Ticker	POL	USDC
Type	coin of its own network	token
Launched	2017	2018
Built by	Polygon Labs	Circle
Consensus	Proof of Stake	—
Privacy	transfers are public	—
In circulation	10.64 B POL	71.54 B USDC
Market cap	$969.58 M	$71.53 B
Rank by cap	#75	#6
Network	—	XLM
Supply cap	—	no cap

Daily moves of POL and USDC over 90 days line up at 0.01 — they travel apart.

Common questions: POL → USDC XLM

What rate does POL to USDC XLM run at?

As of Nov 1, 2026 22:19 it is 1 POL = 0.0906575 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.0906352.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending POL, and that one goes to the blockchain, not to us.

How long does POL to USDC XLM take?

The clock starts with confirmations: the order goes into work once Polygon PoS confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC XLM arrive in?

The payout leaves in XLM. Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the POL to USDC XLM rate do this month?

The month came in at minus 14.5%. Low 0.0875546, high 0.110184, middle 0.0974537 USDC XLM per POL.

Can I go back, USDC XLM to POL?

Yes, the reverse direction is open: 1 USDC XLM = 11.086 POL. The link sits right under the calculator.