Swap Tezos (XTZ) for Tether (USDT Polygon)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 2, 2026 09:44

Orders from: 777.605 XTZ ≈ $193.06
Payout network: Polygon
24 hours: −2.75%

You send

XTZ

You get 2,497.46

USDT Polygon

Start the order

Rate: 1 XTZ = 0.249746 USDT Polygon
From: 777.605 XTZ
Up to: 40,300,000 XTZ

The figure is indicative; the exact amount is locked in the order.

One XTZ buys 0.249746 USDT Polygon right now; the other way round, 1 USDT Polygon is 4.0041 XTZ. Market over 24 hours: XTZ against USDT Polygon minus 2.75%. The week added minus 11.9%.

The weekly corridor ran from 0.250984 to 0.285232 USDT Polygon, a spread of 13.65%. A single order takes 777.605 to 40,300,000 XTZ. In dollars that is roughly $193.06.

The payout leaves in the Polygon network, so the receiving address has to belong to that network. By market cap Tezos sits 143th ($273.2 M) and Tether 3th ($179.94 B). Daily moves of XTZ and USDT over 90 days line up at 0.13 (they travel apart).

Who takes the XTZ → USDT Polygon route

Sitting out the swingsXTZ moved −22.27% over the past month. USDT tracks the dollar, so after the swap the value stops following XTZ.
A road both waysThe USDT Polygon → XTZ direction is open too, so going back into XTZ takes the same route.

XTZ → USDT Polygon rate and amounts

1 XTZ = 0.249746 USDT Polygon

1 USDT Polygon = 4.0041 XTZ

Send XTZ — receive USDT Polygon

XTZ	USDT Polygon
1,000	249.7461
2,000	499.4922
10,000	2,497.46
20,000	4,994.92
100,000	24,974.61
200,000	49,949.22

Need USDT Polygon — send this much XTZ

USDT Polygon	XTZ
200	800.8133
1,000	4,004.07
2,000	8,008.13
10,000	40,040.67
20,000	80,081.33
100,000	400,406.65

Payout network for USDT

The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XTZ	From	Network fee	Speed
OMNI	0.249746	—	—	—
Ethereum (ERC20)	0.249746	777.605 XTZ	≈ $0.0074	medium
TRON (TRC20)	0.249746	777.605 XTZ	≈ $2.1	fast
BNB Smart Chain (BEP20)	0.249746	777.605 XTZ	≈ $0.0023	fast
Solana	0.249746	777.605 XTZ	≈ $0.00047	fast
Polygon open now	0.249746	777.605 XTZ	≈ $0.001	fast
Arbitrum One	0.249746	777.605 XTZ	≈ $0.003	fast
TON	0.249746	777.605 XTZ	low	fast
Avalanche C-Chain	0.249746	—	≈ $0.0014	fast
NEAR	0.249746	—	—	—
Optimism	0.249746	—	≈ $0.00015	fast

XTZ → USDT: compare all networks USDT network fees

How the XTZ → USDT Polygon order runs

Work out the amount in the calculator: orders start at 777.605 XTZ.
Enter a USDT address in Polygon and a way to reach you.
Send XTZ in Tezos for exactly the amount stated in the order.
Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.

Swap XTZ for USDT Polygon

Check this before sending XTZ

The address network is Polygon. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 777.605 XTZ.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XTZ to USDT Polygon rate has been

WeekMonthQuarterYear

high 0.285232 USDT Polygonlow 0.250984 USDT Polygon

Oct 26, 2026 09:47Nov 2, 2026 09:47

high 0.337074 USDT Polygonlow 0.253268 USDT Polygon

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 0.365723 USDT Polygonlow 0.194637 USDT Polygon

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 0.708951 USDT Polygonlow 0.194637 USDT Polygon

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: −2.75%
Week: −11.9%
Weekly high: 0.285232 USDT Polygon
Weekly low: 0.250984 USDT Polygon
Spread: 13.65%

Market data from CoinGecko as of Nov 2, 2026 09:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far XTZ/USDT Polygon travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.257007	0.250984	0.253536	−2.75%
Week	0.285232	0.250984	0.267959	−11.9%
Month	0.337074	0.253268	0.302744	−22.23%
Quarter	0.365723	0.194637	0.265659	+26.42%

Figures are in USDT Polygon per unit sent, from market data.

Daily XTZ → USDT Polygon rate

Day	Close	Against the day before
Nov 1, 2026	0.253268 USDT Polygon	−1.95%
Oct 31, 2026	0.258313 USDT Polygon	+0.11%
Oct 30, 2026	0.258039 USDT Polygon	−8.53%
Oct 29, 2026	0.282117 USDT Polygon	+0.6%
Oct 28, 2026	0.280447 USDT Polygon	−0.2%
Oct 27, 2026	0.280996 USDT Polygon	−1.46%
Oct 26, 2026	0.28515 USDT Polygon	−3.92%

Daily RubyCash rate: XTZ → USDT Polygon

Date	RubyCash rate	Market rate
Nov 2, 2026	0.250711 USDT Polygon	0.252657
Nov 1, 2026	0.253095 USDT Polygon	0.251418
Oct 31, 2026	0.254925 USDT Polygon	0.253837
Oct 30, 2026	0.258605 USDT Polygon	0.256227
Oct 29, 2026	0.261843 USDT Polygon	0.262682
Oct 28, 2026	0.283583 USDT Polygon	0.283079
Oct 27, 2026	0.282024 USDT Polygon	0.279889
Oct 26, 2026	0.279973 USDT Polygon	0.280176
Oct 25, 2026	0.288439 USDT Polygon	0.289006
Oct 24, 2026	0.296785 USDT Polygon	0.295008
Oct 22, 2026	0.303884 USDT Polygon	0.302228
Oct 21, 2026	0.318636 USDT Polygon	0.319767
Oct 20, 2026	0.315478 USDT Polygon	0.314671
Oct 19, 2026	0.30315 USDT Polygon	0.299953

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XTZ and USDT

Tezos XTZ

Price: $0.248274
24 hours: −2.81%
Week: −11.94%
Market cap: $273.2 M
24-hour turnover: $2.5 M
Rank by cap: #143
In circulation: 1.1 B XTZ
Record price: $9.12

Tether USDT

Price: $0.99896
24 hours: −0.06%
Week: 0%
Market cap: $179.94 B
24-hour turnover: $30.91 B
Rank by cap: #3
In circulation: 180.12 B USDT
Record price: $1.32

Source: CoinGecko, Nov 2, 2026 09:24.

Tezos against Tether

	Tezos (XTZ)	Tether (USDT)
Ticker	XTZ	USDT
Type	coin of its own network	token
Launched	2018	2014
Built by	Arthur Breitman, Kathleen Breitman	Tether Limited
Consensus	Liquid Proof of Stake	—
Privacy	transfers are public	—
In circulation	1.1 B XTZ	180.12 B USDT
Market cap	$273.2 M	$179.94 B
Rank by cap	#143	#3
Network	—	Polygon
Fees are paid in	—	POL
Supply cap	—	no cap

Daily moves of XTZ and USDT over 90 days line up at 0.13 — they travel apart.

Common questions: XTZ → USDT Polygon

What rate does XTZ to USDT Polygon run at?

As of Nov 2, 2026 09:44 it is 1 XTZ = 0.249746 USDT Polygon. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.249486.

What amounts does XTZ → USDT Polygon accept?

From 777.605 to 40,300,000 XTZ per order. The lower limit is roughly $193.06.

Where does the 777.605 XTZ floor come from?

Network fees and order handling eat a small transfer alive — below 777.605 XTZ the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XTZ, and that one goes to the blockchain, not to us.

How long does XTZ to USDT Polygon take?

The clock starts with confirmations: the order goes into work once Tezos confirms your transfer. After that it comes down to how busy the network is.

Which network will USDT Polygon arrive in?

The payout leaves in Polygon. Make sure the receiving wallet works with that network.

Where is receiving USDT cheaper?

The cheapest is usually USDT BEP20, USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XTZ to USDT Polygon rate do this month?

The month came in at minus 22.23%. Low 0.253268, high 0.337074, middle 0.302744 USDT Polygon per XTZ.

Can I go back, USDT Polygon to XTZ?

Yes, the reverse direction is open: 1 USDT Polygon = 4.0364 XTZ. The link sits right under the calculator.