Swap Cosmos (ATOM) for Stellar (XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 08:14
- Payout network
- Stellar
- 24 hours
- −1.73%
Today ATOM goes for 8.8946 XLM, and XLM goes for 0.112428 ATOM. Market over 24 hours: ATOM against XLM minus 1.73%. The week added minus 5.85%.
The weekly corridor ran from 8.8287 to 9.7843 XLM, a spread of 10.82%.
Exchange wallets usually ask for a Memo — copy it from the recipient side before you start. By market cap Cosmos sits 82th ($808.96 M) and Stellar 19th ($5.95 B). Daily moves of ATOM and XLM over 90 days line up at 0.29 (they travel apart).
Who takes the ATOM → XLM route
- Fast paymentsA block in Stellar closes in about 5 sec, which is why Stellar is used for moving money rather than holding it.
- Different basketsDaily moves of ATOM and XLM over 90 days line up at 0.29 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
- A road both waysThe XLM → ATOM direction is open too, so going back into ATOM takes the same route.
ATOM → XLM rate and amounts
1 ATOM = 8.8946 XLM
1 XLM = 0.112428 ATOM
Send ATOM — receive XLM
| ATOM | XLM | ≈ USD |
|---|---|---|
| 10 | 88.9456 | $15.00 |
| 50 | 444.7278 | $75.00 |
| 200 | 1,778.91 | $300.00 |
| 2,000 | 17,789.11 | $3,000.00 |
| 10,000 | 88,945.57 | $15,000.00 |
| 50,000 | 444,727.84 | $75,000.00 |
Need XLM — send this much ATOM
| XLM | ATOM | ≈ USD |
|---|---|---|
| 100 | 11.2428 | $16.86 |
| 500 | 56.2142 | $84.32 |
| 2,000 | 224.8566 | $337.28 |
| 20,000 | 2,248.57 | $3,372.85 |
| 100,000 | 11,242.83 | $16,864.25 |
| 500,000 | 56,214.16 | $84,321.23 |
How the ATOM → XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a XLM address in Stellar and a way to reach you. Receiving to an exchange? Add the Memo, or the payment will hang.
- Send ATOM in Cosmos Hub for exactly the amount stated in the order.
- Once the network confirms your transfer, Stellar leaves for your address. The order page tracks every step.
Check this before sending ATOM
- The address network is Stellar. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Memo, put it in the order.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the ATOM to XLM rate has been
high 9.7843 XLMlow 8.8287 XLM
Oct 25, 2026 08:18Nov 1, 2026 08:18
high 10.6115 XLMlow 7.6621 XLM
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 10.6115 XLMlow 7.157 XLM
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 16.437 XLMlow 7.1216 XLM
Nov 1, 2025 03:00Oct 31, 2026 03:00
- 24 hours
- −1.73%
- Week
- −5.85%
- Weekly high
- 9.7843 XLM
- Weekly low
- 8.8287 XLM
- Spread
- 10.82%
Market data from CoinGecko as of Nov 1, 2026 06:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far ATOM/XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 9.0063 | 8.8287 | 8.9175 | −1.73% |
| Week | 9.7843 | 8.8287 | 9.4122 | −5.85% |
| Month | 10.6115 | 7.6621 | 9.2225 | +18.77% |
| Quarter | 10.6115 | 7.157 | 8.7701 | +27.71% |
Figures are in XLM per unit sent, from market data.
Daily ATOM → XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 9.1402 XLM | −1.43% |
| Oct 30, 2026 | 9.2723 XLM | −2.77% |
| Oct 29, 2026 | 9.5364 XLM | −0.21% |
| Oct 28, 2026 | 9.556 XLM | −1.24% |
| Oct 27, 2026 | 9.676 XLM | −1.05% |
| Oct 26, 2026 | 9.7785 XLM | +2.25% |
| Oct 25, 2026 | 9.5632 XLM | −2.86% |
Daily RubyCash rate: ATOM → XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 8.9117 XLM | 8.8812 |
| Oct 31, 2026 | 8.8509 XLM | 8.811 |
| Oct 30, 2026 | 9.1875 XLM | 9.024 |
| Oct 29, 2026 | 9.2578 XLM | 9.2274 |
| Oct 28, 2026 | 9.521 XLM | 9.4923 |
| Oct 27, 2026 | 9.5248 XLM | 9.5188 |
| Oct 26, 2026 | 9.7429 XLM | 9.7664 |
| Oct 25, 2026 | 9.7505 XLM | 9.6168 |
| Oct 24, 2026 | 9.5583 XLM | 9.5545 |
| Oct 22, 2026 | 9.7126 XLM | 9.7251 |
| Oct 21, 2026 | 9.5822 XLM | 9.5469 |
| Oct 20, 2026 | 9.6277 XLM | 9.6858 |
| Oct 19, 2026 | 9.8216 XLM | 9.8656 |
| Oct 18, 2026 | 9.5264 XLM | 9.4559 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on ATOM and XLM
Cosmos ATOM- Price
- $1.50
- 24 hours
- −1.87%
- Week
- −8.59%
- Market cap
- $808.96 M
- 24-hour turnover
- $23.81 M
- Rank by cap
- #82
- In circulation
- 539.31 M ATOM
- Record price
- $43.84
Stellar XLM- Price
- $0.168896
- 24 hours
- −0.14%
- Week
- −1.92%
- Market cap
- $5.95 B
- 24-hour turnover
- $60.43 M
- Rank by cap
- #19
- In circulation
- 35.25 B XLM
- Record price
- $0.875563
Source: CoinGecko, Nov 1, 2026 06:24.
Cosmos against Stellar
| Cosmos (ATOM) | Stellar (XLM) | |
|---|---|---|
| Ticker | ATOM | XLM |
| Type | coin of its own network | coin of its own network |
| Launched | 2019 | 2014 |
| Built by | Jae Kwon, Ethan Buchman | Jed McCaleb, Joyce Kim |
| Consensus | Proof of Stake (CometBFT) | Stellar Consensus Protocol |
| Block | ~6 sec | ~5 sec |
| Supply cap | no cap | 50 B XLM |
| Privacy | transfers are public | transfers are public |
| In circulation | 539.31 M ATOM | 35.25 B XLM |
| Market cap | $808.96 M | $5.95 B |
| Rank by cap | #82 | #19 |
Daily moves of ATOM and XLM over 90 days line up at 0.29 — they travel apart.
Common questions: ATOM → XLM
What rate does ATOM to XLM run at?
As of Nov 1, 2026 08:14 it is 1 ATOM = 8.8946 XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.50.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending ATOM, and that one goes to the blockchain, not to us.
How long does ATOM to XLM take?
The clock starts with confirmations: the order goes into work once Cosmos Hub confirms your transfer. After that it comes down to how busy the network is. A block in Cosmos Hub closes in about 6 sec.
Which network will XLM arrive in?
Stellar leaves in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the ATOM to XLM rate do this month?
The month came in at plus 18.77%. Low 7.6621, high 10.6115, middle 9.2225 XLM per ATOM.
Can I go back, XLM to ATOM?
Yes, the reverse direction is open: 1 XLM = 0.112994 ATOM. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send ATOM, receive something else
ATOM → XMR0.00249509
ATOM → XRP1.201
ATOM → XTZ5.8561
ATOM → YFI0.000761378
ATOM → ZBT20.9519
ATOM → ZEC0.00120658
ATOM → ZRO0.802222
ATOM → ZRX15.3862
