Swap XRP for Cosmos (ATOM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 21:49
- Orders from
- 71.0732 XRP ≈ $88.84
- Payout network
- Cosmos Hub
- 24 hours
- +2.76%
One XRP buys 0.855256 ATOM right now; the other way round, 1 ATOM is 1.1692 XRP. Market over 24 hours: XRP against ATOM plus 2.76%. The week added plus 7.27%.
The weekly corridor ran from 0.78417 to 0.854436 ATOM, a spread of 8.96%. A single order takes 71.0732 to 8,000,000 XRP. In dollars that is roughly $88.84.
Exchange wallets usually ask for a Memo — copy it from the recipient side before you start. By market cap XRP sits 5th ($79.2 B) and Cosmos 83th ($791.67 M). Daily moves of XRP and ATOM over 90 days line up at 0.48 (they travel alike).
Who takes the XRP → ATOM route
- Fuel for Cosmos HubWithout Cosmos nothing moves in Cosmos Hub — every transfer and every contract call is paid in it.
- Different basketsDaily moves of XRP and ATOM over 90 days line up at 0.48 (they travel alike) — the looser the link, the less a portfolio depends on one coin.
- A road both waysThe ATOM → XRP direction is open too, so going back into XRP takes the same route.
XRP → ATOM rate and amounts
1 XRP = 0.855256 ATOM
1 ATOM = 1.1692 XRP
Send XRP — receive ATOM
| XRP | ATOM | ≈ USD |
|---|---|---|
| 100 | 85.5256 | $125.00 |
| 500 | 427.6282 | $625.00 |
| 1,000 | 855.2564 | $1,250.00 |
| 5,000 | 4,276.28 | $6,250.00 |
| 10,000 | 8,552.56 | $12,500.00 |
| 50,000 | 42,762.82 | $62,500.00 |
Need ATOM — send this much XRP
| ATOM | XRP | ≈ USD |
|---|---|---|
| 100 | 116.924 | $146.16 |
| 500 | 584.62 | $730.78 |
| 1,000 | 1,169.24 | $1,461.55 |
| 5,000 | 5,846.2 | $7,307.75 |
| 10,000 | 11,692.4 | $14,615.50 |
| 50,000 | 58,462 | $73,077.50 |
How the XRP → ATOM order runs
- Work out the amount in the calculator: orders start at 71.0732 XRP.
- Enter a ATOM address in Cosmos Hub and a way to reach you. Receiving to an exchange? Add the Memo, or the payment will hang.
- Send XRP in XRP Ledger for exactly the amount stated in the order.
- Once the network confirms your transfer, Cosmos leaves for your address. The order page tracks every step.
Check this before sending XRP
- The address network is Cosmos Hub. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Memo, put it in the order.
- The transfer must not be smaller than 71.0732 XRP.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XRP to ATOM rate has been
high 0.854436 ATOMlow 0.78417 ATOM
Oct 25, 2026 21:51Nov 1, 2026 21:51
high 0.899449 ATOMlow 0.675457 ATOM
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 0.972573 ATOMlow 0.66132 ATOM
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 0.993304 ATOMlow 0.550281 ATOM
Nov 2, 2025 03:00Nov 1, 2026 03:00
- 24 hours
- +2.76%
- Week
- +7.27%
- Weekly high
- 0.854436 ATOM
- Weekly low
- 0.78417 ATOM
- Spread
- 8.96%
Market data from CoinGecko as of Nov 1, 2026 20:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XRP/ATOM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.854436 | 0.825925 | 0.83913 | +2.76% |
| Week | 0.854436 | 0.78417 | 0.81264 | +7.27% |
| Month | 0.899449 | 0.675457 | 0.789776 | −2.66% |
| Quarter | 0.972573 | 0.66132 | 0.817775 | −0.81% |
Figures are in ATOM per unit sent, from market data.
Daily XRP → ATOM rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 1, 2026 | 0.851487 ATOM | +5.16% |
| Oct 31, 2026 | 0.80969 ATOM | −1.51% |
| Oct 30, 2026 | 0.822097 ATOM | +1.99% |
| Oct 29, 2026 | 0.806041 ATOM | −1.33% |
| Oct 28, 2026 | 0.816944 ATOM | +2.32% |
| Oct 27, 2026 | 0.798389 ATOM | +1.32% |
| Oct 26, 2026 | 0.787985 ATOM | −0.51% |
Daily RubyCash rate: XRP → ATOM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 0.853371 ATOM | 0.85034 |
| Oct 31, 2026 | 0.836617 ATOM | 0.833333 |
| Oct 30, 2026 | 0.811562 ATOM | 0.827815 |
| Oct 29, 2026 | 0.82497 ATOM | 0.821192 |
| Oct 28, 2026 | 0.810348 ATOM | 0.810976 |
| Oct 27, 2026 | 0.823278 ATOM | 0.814815 |
| Oct 26, 2026 | 0.792365 ATOM | 0.786585 |
| Oct 25, 2026 | 0.791928 ATOM | 0.797546 |
| Oct 24, 2026 | 0.797047 ATOM | 0.791411 |
| Oct 22, 2026 | 0.767667 ATOM | 0.766082 |
| Oct 21, 2026 | 0.779075 ATOM | 0.785311 |
| Oct 20, 2026 | 0.76438 ATOM | 0.755682 |
| Oct 19, 2026 | 0.751333 ATOM | 0.747126 |
| Oct 18, 2026 | 0.774442 ATOM | 0.772455 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XRP and ATOM
XRP XRP- Price
- $1.25
- 24 hours
- −0.31%
- Week
- −3.84%
- Market cap
- $79.2 B
- 24-hour turnover
- $661.2 M
- Rank by cap
- #5
- In circulation
- 63.35 B XRP
- Record price
- $3.65
Cosmos ATOM- Price
- $1.47
- 24 hours
- −2.99%
- Week
- −9.65%
- Market cap
- $791.67 M
- 24-hour turnover
- $34.85 M
- Rank by cap
- #83
- In circulation
- 539.42 M ATOM
- Record price
- $43.84
Source: CoinGecko, Nov 1, 2026 20:54.
XRP against Cosmos
| XRP (XRP) | Cosmos (ATOM) | |
|---|---|---|
| Ticker | XRP | ATOM |
| Type | coin of its own network | coin of its own network |
| Launched | 2012 | 2019 |
| Built by | Ripple Labs | Jae Kwon, Ethan Buchman |
| Consensus | XRP Ledger Consensus Protocol | Proof of Stake (CometBFT) |
| Block | ~4 sec | ~6 sec |
| Supply cap | 100 B XRP | no cap |
| Privacy | transfers are public | transfers are public |
| In circulation | 63.35 B XRP | 539.42 M ATOM |
| Market cap | $79.2 B | $791.67 M |
| Rank by cap | #5 | #83 |
Daily moves of XRP and ATOM over 90 days line up at 0.48 — they travel alike.
Common questions: XRP → ATOM
What rate does XRP to ATOM run at?
As of Nov 1, 2026 21:49 it is 1 XRP = 0.855256 ATOM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.26.
What amounts does XRP → ATOM accept?
From 71.0732 to 8,000,000 XRP per order. The lower limit is roughly $88.84.
Where does the 71.0732 XRP floor come from?
Network fees and order handling eat a small transfer alive — below 71.0732 XRP the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XRP, and that one goes to the blockchain, not to us.
How long does XRP to ATOM take?
The clock starts with confirmations: the order goes into work once XRP Ledger confirms your transfer. After that it comes down to how busy the network is. A block in XRP Ledger closes in about 4 sec.
Which network will ATOM arrive in?
Cosmos leaves in its own Cosmos Hub network — a plain ATOM address is all you need. Some exchanges and wallets also need a Memo.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XRP to ATOM rate do this month?
The month came in at minus 2.66%. Low 0.675457, high 0.899449, middle 0.789776 ATOM per XRP.
Can I go back, ATOM to XRP?
Yes, the reverse direction is open: 1 ATOM = 1.1783 XRP. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XRP, receive something else
XRP → AUDIO94.7285
XRP → AVAX0.1446
XRP → AVNT13.5634
XRP → AXS1.4568
XRP → BANANA0.395726
XRP → BAND6.4568
XRP → BCH0.00444571
XRP → BEAM247.0934
