Swap Tether (USDT Polygon) for Monero (XMR)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 20:59
- Orders from
- 100 USDT Polygon ≈ $99.92
- Payout network
- Monero
- 24 hours
- +0.03%
One USDT Polygon buys 0.00169038 XMR right now; the other way round, 1 XMR is 591.5823 USDT Polygon. Market over 24 hours: USDT Polygon against XMR plus 0.03%. The week added plus 0.11%.
The weekly corridor ran from 0.00160578 to 0.00171062 XMR, a spread of 6.53%. A single order takes 100 to 10,000,000 USDT Polygon. In dollars that is roughly $99.92.
By market cap Tether sits 3th ($179.98 B) and Monero 13th ($11.21 B). Daily moves of USDT and XMR over 90 days line up at 0.06 (they travel apart).
Who takes the USDT Polygon → XMR route
- Entering XMR from dollarsFrom USDT you step into Monero directly, with no coin in between: over the past month XMR moved +10.82%.
- Privacy at protocol levelIn Monero the sender, the receiver and the amount are hidden by the protocol itself — a public explorer shows none of them.
- Fast paymentsA block in Monero closes in about 2 min, which is why Monero is used for moving money rather than holding it.
USDT Polygon → XMR rate and amounts
1 USDT Polygon = 0.00169038 XMR
1 XMR = 591.5823 USDT Polygon
Send USDT Polygon — receive XMR
| USDT Polygon | XMR |
|---|---|
| 100 | 0.169038 |
| 500 | 0.845191 |
| 2,000 | 3.3808 |
| 5,000 | 8.4519 |
| 20,000 | 33.8076 |
| 100,000 | 169.0382 |
Need XMR — send this much USDT Polygon
| XMR | USDT Polygon |
|---|---|
| 0.2 | 118.3165 |
| 1 | 591.5823 |
| 2 | 1,183.16 |
| 10 | 5,915.82 |
| 20 | 11,831.65 |
| 100 | 59,158.23 |
How the USDT Polygon → XMR order runs
- Work out the amount in the calculator: orders start at 100 USDT Polygon.
- Enter a XMR address in Monero and a way to reach you.
- Send USDT Polygon in Polygon for exactly the amount stated in the order.
- Once the network confirms your transfer, Monero leaves for your address. The order page tracks every step.
Check this before sending USDT Polygon
- The address network is Monero. Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 100 USDT Polygon.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDT Polygon to XMR rate has been
high 0.00171062 XMRlow 0.00160578 XMR
Oct 25, 2026 21:01Nov 1, 2026 21:01
high 0.00192402 XMRlow 0.00160854 XMR
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 0.00284662 XMRlow 0.00160854 XMR
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 0.00341597 XMRlow 0.00141705 XMR
Nov 2, 2025 03:00Nov 1, 2026 03:00
- 24 hours
- +0.03%
- Week
- +0.11%
- Weekly high
- 0.00171062 XMR
- Weekly low
- 0.00160578 XMR
- Spread
- 6.53%
Market data from CoinGecko as of Nov 1, 2026 20:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDT Polygon/XMR travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.00168185 | 0.00164361 | 0.00166037 | +0.03% |
| Week | 0.00171062 | 0.00160578 | 0.00166955 | +0.11% |
| Month | 0.00192402 | 0.00160854 | 0.00175577 | −9.8% |
| Quarter | 0.00284662 | 0.00160854 | 0.00202034 | −39.57% |
Figures are in XMR per unit sent, from market data.
Daily USDT Polygon → XMR rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 1, 2026 | 0.00165801 XMR | −2.55% |
| Oct 31, 2026 | 0.00170133 XMR | +2.81% |
| Oct 30, 2026 | 0.00165487 XMR | −0.96% |
| Oct 29, 2026 | 0.00167084 XMR | +1.56% |
| Oct 28, 2026 | 0.00164512 XMR | −1.52% |
| Oct 27, 2026 | 0.00167057 XMR | −0.77% |
| Oct 26, 2026 | 0.00168351 XMR | +3.75% |
Daily RubyCash rate: USDT Polygon → XMR
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 0.00169474 XMR | 0.00165859 |
| Oct 31, 2026 | 0.00168811 XMR | 0.00167246 |
| Oct 30, 2026 | 0.00171427 XMR | 0.00168028 |
| Oct 29, 2026 | 0.00164986 XMR | 0.00163182 |
| Oct 28, 2026 | 0.00168398 XMR | 0.00165787 |
| Oct 27, 2026 | 0.00165611 XMR | 0.00165398 |
| Oct 26, 2026 | 0.00168746 XMR | 0.00168298 |
| Oct 25, 2026 | 0.0016754 XMR | 0.00165217 |
| Oct 24, 2026 | 0.0016439 XMR | 0.00163178 |
| Oct 22, 2026 | 0.00165317 XMR | 0.00164275 |
| Oct 21, 2026 | 0.0016178 XMR | 0.00162046 |
| Oct 20, 2026 | 0.00164756 XMR | 0.00162381 |
| Oct 19, 2026 | 0.00167144 XMR | 0.00166894 |
| Oct 18, 2026 | 0.00169674 XMR | 0.00168946 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDT and XMR
Tether USDT- Price
- $0.99921
- 24 hours
- −0.03%
- Week
- +0.01%
- Market cap
- $179.98 B
- 24-hour turnover
- $25.92 B
- Rank by cap
- #3
- In circulation
- 180.12 B USDT
- Record price
- $1.32
Monero XMR- Price
- $595.17
- 24 hours
- −0.06%
- Week
- −1.49%
- Market cap
- $11.21 B
- 24-hour turnover
- $76.41 M
- Rank by cap
- #13
- In circulation
- 18.83 M XMR
- Record price
- $797.73
Source: CoinGecko, Nov 1, 2026 20:54.
Tether against Monero
| Tether (USDT) | Monero (XMR) | |
|---|---|---|
| Ticker | USDT | XMR |
| Type | token | coin of its own network |
| Network | Polygon | — |
| Fees are paid in | POL | — |
| Launched | 2014 | 2014 |
| Built by | Tether Limited | — |
| Supply cap | no cap | no cap |
| In circulation | 180.12 B USDT | 18.83 M XMR |
| Market cap | $179.98 B | $11.21 B |
| Rank by cap | #3 | #13 |
| Consensus | — | Proof of Work (RandomX) |
| Block | — | ~2 min |
| Privacy | — | always on |
Daily moves of USDT and XMR over 90 days line up at 0.06 — they travel apart.
Common questions: USDT Polygon → XMR
What rate does USDT Polygon to XMR run at?
As of Nov 1, 2026 20:59 it is 1 USDT Polygon = 0.00169038 XMR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.01.
What amounts does USDT Polygon → XMR accept?
From 100 to 10,000,000 USDT Polygon per order. The lower limit is roughly $99.92.
Where does the 100 USDT Polygon floor come from?
Network fees and order handling eat a small transfer alive — below 100 USDT Polygon the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDT Polygon, and that one goes to the blockchain, not to us.
How long does USDT Polygon to XMR take?
The clock starts with confirmations: the order goes into work once Polygon confirms your transfer. After that it comes down to how busy the network is.
Which network will XMR arrive in?
Monero leaves in its own Monero network — a plain XMR address is all you need.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDT Polygon to XMR rate do this month?
The month came in at minus 9.8%. Low 0.00160854, high 0.00192402, middle 0.00175577 XMR per USDT Polygon.
Can a USDT Polygon to XMR swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, XMR to USDT Polygon?
Yes, the reverse direction is open: 1 XMR = 598.1377 USDT Polygon. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDT Polygon, receive something else
USDT Polygon → XRP0.801775
USDT Polygon → XTZ3.9522
USDT Polygon → YFI0.000501015
USDT Polygon → ZBT14.22
USDT Polygon → ZEC0.000813704
USDT Polygon → ZRO0.530432
USDT Polygon → ZRX10.2401
USDT Polygon → 1INCH12.1534
