Stablecoins from Polygon PoS to Ethereum: USDT Polygon → DAI

The direction runs at 1.0024 DAI per USDT Polygon, or 0.99759 USDT Polygon per DAI. Market over 24 hours: USDT Polygon against DAI minus 0.01%. The week added plus 0.02%.

The weekly corridor ran from 0.988116 to 0.999545 DAI, a spread of 1.16%. A single order takes 200 to 10,000,000 USDT Polygon. In dollars that is roughly $199.89.

By market cap Tether sits 3th ($180.03 B) and Dai 22th ($4.54 B). Daily moves of USDT and DAI over 90 days line up at -0.08 (they travel apart).

Who takes the USDT Polygon → DAI route

A road both waysThe DAI → USDT Polygon direction is open too, so going back into USDT takes the same route.

USDT Polygon → DAI rate and amounts

1 USDT Polygon = 1.0024 DAI

1 DAI = 0.99759 USDT Polygon

Send USDT Polygon — receive DAI

USDT Polygon	DAI
200	200.4832
1,000	1,002.42
2,000	2,004.83
10,000	10,024.16
20,000	20,048.32
100,000	100,241.58

Need DAI — send this much USDT Polygon

DAI	USDT Polygon
500	498.795
1,000	997.59
5,000	4,987.95
10,000	9,975.9
50,000	49,879.5
100,000	99,759

How the USDT Polygon → DAI order runs

Work out the amount in the calculator: orders start at 200 USDT Polygon.
Enter a DAI address in Dai and a way to reach you.
Send USDT Polygon in Polygon for exactly the amount stated in the order.
Once the network confirms your transfer, Dai leaves for your address. The order page tracks every step.

Swap USDT Polygon for DAI

Check this before sending USDT Polygon

The address network is Dai. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 200 USDT Polygon.
Copy the address whole, then compare the first and last characters after pasting.
Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon all use the same address shape (0x…). Make sure the wallet is switched to Ethereum.
To move DAI on later, put a little ETH at the same address.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Polygon PoS against Ethereum

	Polygon PoS	Ethereum
Network type	Sidechain with checkpoints in Ethereum	Layer one (L1)
Fees are paid in	POL	ETH
Fee level	≈ $0.00067	≈ $0.0061
Speed	fast	medium
Block	~2 sec	~12 sec
Address shape	0x…	0x…
Memo or tag	not needed	not needed
Ethereum-style address (0x…)	yes	yes

Fee and speed levels are comparative: both move with how busy the network is.

How this differs from a classic bridge

	RubyCash	Classic bridge
What lands at your address	DAI in Ethereum	The same stablecoin; turning USDT into USDC is a separate step
Wallet and signatures	Not needed: the coins go to the address from the order	Needed: connect the wallet and sign contract transactions
A coin for fees in Ethereum	Not needed to receive	Often needed, or the funds cannot be claimed or moved on
Timing	After confirmations in Polygon PoS; the order page tracks it	Depends on the bridge and the load of both networks
Who holds the funds meanwhile	RubyCash for the life of the order, with an AML check	The bridge contract or its validators

Bridge Polygon PoS → Ethereum: all directions The Ethereum network

Where the USDT Polygon to DAI rate has been

WeekMonthQuarterYear

high 0.999545 DAIlow 0.988116 DAI

Oct 25, 2026 07:07Nov 1, 2026 07:07

high 1.0002 DAIlow 0.998592 DAI

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 1.0005 DAIlow 0.998592 DAI

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 1.009 DAIlow 0.998079 DAI

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: −0.01%
Week: +0.02%
Weekly high: 0.999545 DAI
Weekly low: 0.988116 DAI
Spread: 1.16%

Market data from CoinGecko as of Nov 1, 2026 06:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDT Polygon/DAI travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.999025	0.998807	0.998949	−0.01%
Week	0.999545	0.988116	0.99883	+0.02%
Month	1.0002	0.998592	0.999269	−0.05%
Quarter	1.0005	0.998592	0.999547	−0.03%

Figures are in DAI per unit sent, from market data.

Daily USDT Polygon → DAI rate

Day	Close	Against the day before
Oct 31, 2026	0.999011 DAI	+0.03%
Oct 30, 2026	0.998747 DAI	−0.03%
Oct 29, 2026	0.999044 DAI	+0.01%
Oct 28, 2026	0.998931 DAI	+0.03%
Oct 27, 2026	0.998592 DAI	−0.03%
Oct 26, 2026	0.998912 DAI	+0.01%
Oct 25, 2026	0.998851 DAI	−0.02%

Daily RubyCash rate: USDT Polygon → DAI

Date	RubyCash rate	Market rate
Nov 1, 2026	1.0024 DAI	0.999459
Oct 31, 2026	1.0024 DAI	0.998478
Oct 30, 2026	1.0024 DAI	0.998993
Oct 29, 2026	1.0024 DAI	0.998955
Oct 28, 2026	1.0024 DAI	0.99929
Oct 27, 2026	1.0024 DAI	0.998957
Oct 26, 2026	1.0024 DAI	0.998696
Oct 25, 2026	1.0024 DAI	0.999068
Oct 24, 2026	1.0024 DAI	0.99914
Oct 22, 2026	1.0024 DAI	0.999137
Oct 21, 2026	1.0024 DAI	1.0003
Oct 20, 2026	1.0024 DAI	0.999233
Oct 19, 2026	1.0024 DAI	0.999177
Oct 18, 2026	1.0024 DAI	0.999215

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDT and DAI

Tether USDT

Price: $0.999459
24 hours: +0.03%
Week: +0.05%
Market cap: $180.03 B
24-hour turnover: $25.54 B
Rank by cap: #3
In circulation: 180.12 B USDT
Record price: $1.32

Dai DAI

Price: $1.00
24 hours: +0.04%
Week: +0.04%
Market cap: $4.54 B
24-hour turnover: $32.59 M
Rank by cap: #22
In circulation: 4.54 B DAI
Record price: $1.22

Source: CoinGecko, Nov 1, 2026 06:24.

Tether against Dai

	Tether (USDT)	Dai (DAI)
Ticker	USDT	DAI
Type	token	token
Network	Polygon	—
Fees are paid in	POL	—
Launched	2014	2017
Built by	Tether Limited	MakerDAO
Supply cap	no cap	no cap
In circulation	180.12 B USDT	4.54 B DAI
Market cap	$180.03 B	$4.54 B
Rank by cap	#3	#22

Daily moves of USDT and DAI over 90 days line up at -0.08 — they travel apart.

Common questions: USDT Polygon → DAI

What rate does USDT Polygon to DAI run at?

As of Nov 1, 2026 07:04 it is 1 USDT Polygon = 1.0024 DAI. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.

What amounts does USDT Polygon → DAI accept?

From 200 to 10,000,000 USDT Polygon per order. The lower limit is roughly $199.89.

Where does the 200 USDT Polygon floor come from?

Network fees and order handling eat a small transfer alive — below 200 USDT Polygon the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDT Polygon, and that one goes to the blockchain, not to us.

How long does USDT Polygon to DAI take?

The clock starts with confirmations: the order goes into work once Polygon confirms your transfer. After that it comes down to how busy the network is. A block in Polygon closes in about 2 sec.

Will native DAI arrive, or a wrapper?

DAI is the standard DAI token in Ethereum — exactly what exchanges send when they withdraw into this network.

Do I need ETH to receive DAI?

Not to receive. ETH comes into play later, when you want to send DAI from your address.

Which network will DAI arrive in?

Dai leaves in its own Dai network — a plain DAI address is all you need.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDT Polygon to DAI rate do this month?

The month came in at minus 0.05%. Low 0.998592, high 1.0002, middle 0.999269 DAI per USDT Polygon.

Can I go back, DAI to USDT Polygon?

Yes, the reverse direction is open: 1 DAI = 1.0021 USDT Polygon. The link sits right under the calculator.