USDT Optimism (OP Mainnet (Optimism)) → DAI (Ethereum)

Dollars change networks: send USDT Optimism in OP Mainnet (Optimism), collect DAI in Ethereum. One order.

Rate as of Nov 1, 2026 20:04

Orders from: 200 USDT Optimism ≈ $199.89
Payout network: Dai
24 hours: +0.01%

You send

USDT Optimism

You get 2,004.83

DAI

Start the order

Rate: 1 USDT Optimism = 1.0024 DAI
From: 200 USDT Optimism
Up to: 10,000,000 USDT Optimism

The figure is indicative; the exact amount is locked in the order.

One USDT Optimism buys 1.0024 DAI right now; the other way round, 1 DAI is 0.99759 USDT Optimism. Market over 24 hours: USDT Optimism against DAI plus 0.01%. The week added minus 0.01%.

The weekly corridor ran from 0.988116 to 0.999545 DAI, a spread of 1.16%. A single order takes 200 to 10,000,000 USDT Optimism. In dollars that is roughly $199.89.

By market cap Tether sits 3th ($180.01 B) and Dai 23th ($4.55 B). Daily moves of USDT and DAI over 90 days line up at -0.08 (they travel apart).

Who takes the USDT Optimism → DAI route

A road both waysThe DAI → USDT Optimism direction is open too, so going back into USDT takes the same route.

USDT Optimism → DAI rate and amounts

1 USDT Optimism = 1.0024 DAI

1 DAI = 0.99759 USDT Optimism

Send USDT Optimism — receive DAI

USDT Optimism	DAI
200	200.4832
1,000	1,002.42
2,000	2,004.83
10,000	10,024.16
20,000	20,048.32
100,000	100,241.61

Need DAI — send this much USDT Optimism

DAI	USDT Optimism
500	498.7949
1,000	997.5898
5,000	4,987.95
10,000	9,975.9
50,000	49,879.49
100,000	99,758.98

How the USDT Optimism → DAI order runs

Work out the amount in the calculator: orders start at 200 USDT Optimism.
Enter a DAI address in Dai and a way to reach you.
Send USDT Optimism in Optimism for exactly the amount stated in the order.
Once the network confirms your transfer, Dai leaves for your address. The order page tracks every step.

Swap USDT Optimism for DAI

Check this before sending USDT Optimism

The address network is Dai. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 200 USDT Optimism.
Copy the address whole, then compare the first and last characters after pasting.
Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon all use the same address shape (0x…). Make sure the wallet is switched to Ethereum.
To move DAI on later, put a little ETH at the same address.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

OP Mainnet (Optimism) against Ethereum

	OP Mainnet (Optimism)	Ethereum
Network type	L2, optimistic rollup	Layer one (L1)
Fees are paid in	ETH	ETH
Fee level	≈ $0.00015	≈ $0.0061
Speed	fast	medium
Block	~2 sec	~12 sec
Address shape	0x…	0x…
Memo or tag	not needed	not needed
Ethereum-style address (0x…)	yes	yes
Official withdrawal to Ethereum	≈ 7 days (challenge period)	—

Fee and speed levels are comparative: both move with how busy the network is.

How this differs from a classic bridge

	RubyCash	Classic bridge
What lands at your address	DAI in Ethereum	The same stablecoin; turning USDT into USDC is a separate step
Wallet and signatures	Not needed: the coins go to the address from the order	Needed: connect the wallet and sign contract transactions
A coin for fees in Ethereum	Not needed to receive	Often needed, or the funds cannot be claimed or moved on
Timing	After confirmations in OP Mainnet (Optimism); the order page tracks it	≈ 7 days for the official withdrawal from OP Mainnet (Optimism) to Ethereum
Who holds the funds meanwhile	RubyCash for the life of the order, with an AML check	The bridge contract or its validators

Bridge OP Mainnet (Optimism) → Ethereum: all directions The Ethereum network

Where the USDT Optimism to DAI rate has been

WeekMonthQuarterYear

high 0.999545 DAIlow 0.988116 DAI

Oct 25, 2026 20:06Nov 1, 2026 20:06

high 1.0002 DAIlow 0.998592 DAI

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 1.0005 DAIlow 0.998592 DAI

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 1.009 DAIlow 0.998079 DAI

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: +0.01%
Week: −0.01%
Weekly high: 0.999545 DAI
Weekly low: 0.988116 DAI
Spread: 1.16%

Market data from CoinGecko as of Nov 1, 2026 16:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDT Optimism/DAI travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.999146	0.998807	0.998974	+0.01%
Week	0.999545	0.988116	0.998835	−0.01%
Month	1.0002	0.998592	0.999238	−0.11%
Quarter	1.0005	0.998592	0.999539	−0.05%

Figures are in DAI per unit sent, from market data.

Daily USDT Optimism → DAI rate

Day	Close	Against the day before
Nov 1, 2026	0.998674 DAI	−0.03%
Oct 31, 2026	0.998929 DAI	+0.02%
Oct 30, 2026	0.998747 DAI	−0.03%
Oct 29, 2026	0.999044 DAI	+0.01%
Oct 28, 2026	0.998931 DAI	+0.03%
Oct 27, 2026	0.998592 DAI	−0.03%
Oct 26, 2026	0.998912 DAI	+0.01%

Daily RubyCash rate: USDT Optimism → DAI

Date	RubyCash rate	Market rate
Nov 1, 2026	1.0024 DAI	0.999452
Oct 31, 2026	1.0024 DAI	0.998478
Oct 30, 2026	1.0024 DAI	0.998993
Oct 29, 2026	1.0024 DAI	0.998955
Oct 28, 2026	1.0024 DAI	0.99929
Oct 27, 2026	1.0024 DAI	0.998957
Oct 26, 2026	1.0024 DAI	0.998696
Oct 25, 2026	1.0024 DAI	0.999068
Oct 24, 2026	1.0024 DAI	0.99914
Oct 22, 2026	1.0024 DAI	0.999137
Oct 21, 2026	1.0024 DAI	1.0003
Oct 20, 2026	1.0024 DAI	0.999233
Oct 19, 2026	1.0024 DAI	0.999177
Oct 18, 2026	1.0024 DAI	0.999215

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDT and DAI

Tether USDT

Price: $0.999452
24 hours: +0.02%
Week: +0.03%
Market cap: $180.01 B
24-hour turnover: $26.83 B
Rank by cap: #3
In circulation: 180.12 B USDT
Record price: $1.32

Dai DAI

Price: $1.00
24 hours: +0.01%
Week: +0.01%
Market cap: $4.55 B
24-hour turnover: $51.82 M
Rank by cap: #23
In circulation: 4.55 B DAI
Record price: $1.22

Source: CoinGecko, Nov 1, 2026 16:54.

Tether against Dai

	Tether (USDT)	Dai (DAI)
Ticker	USDT	DAI
Type	token	token
Network	Optimism	—
Fees are paid in	ETH	—
Launched	2014	2017
Built by	Tether Limited	MakerDAO
Supply cap	no cap	no cap
In circulation	180.12 B USDT	4.55 B DAI
Market cap	$180.01 B	$4.55 B
Rank by cap	#3	#23

Daily moves of USDT and DAI over 90 days line up at -0.08 — they travel apart.

Common questions: USDT Optimism → DAI

What rate does USDT Optimism to DAI run at?

As of Nov 1, 2026 20:04 it is 1 USDT Optimism = 1.0024 DAI. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.

What amounts does USDT Optimism → DAI accept?

From 200 to 10,000,000 USDT Optimism per order. The lower limit is roughly $199.89.

Where does the 200 USDT Optimism floor come from?

Network fees and order handling eat a small transfer alive — below 200 USDT Optimism the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDT Optimism, and that one goes to the blockchain, not to us.

How long does USDT Optimism to DAI take?

The clock starts with confirmations: the order goes into work once Optimism confirms your transfer. After that it comes down to how busy the network is. A block in Optimism closes in about 2 sec.

Will native DAI arrive, or a wrapper?

DAI is the standard DAI token in Ethereum — exactly what exchanges send when they withdraw into this network.

Do I need ETH to receive DAI?

Not to receive. ETH comes into play later, when you want to send DAI from your address.

What is wrong with the official OP Mainnet (Optimism) bridge?

The official withdrawal from OP Mainnet (Optimism) to Ethereum waits around seven days — that is the challenge period of an optimistic rollup. Here DAI arrives as soon as the order is processed.

Which network will DAI arrive in?

Dai leaves in its own Dai network — a plain DAI address is all you need.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDT Optimism to DAI rate do this month?

The month came in at minus 0.11%. Low 0.998592, high 1.0002, middle 0.999238 DAI per USDT Optimism.

Can I go back, DAI to USDT Optimism?

Yes, the reverse direction is open: 1 DAI = 1.0056 USDT Optimism. The link sits right under the calculator.