USDT BEP20 (BNB Smart Chain) → USDC ERC20 (Ethereum)

Dollars change networks: send USDT BEP20 in BNB Smart Chain, collect USDC ERC20 in Ethereum. One order.

Rate as of Nov 2, 2026 11:24

Orders from: 100 USDT BEP20 ≈ $99.90
Payout network: Ethereum (ERC20)
24 hours: −0.01%

You send

USDT BEP20

You get 1,998.82

USDC ERC20

Start the order

Rate: 1 USDT BEP20 = 0.99941 USDC ERC20
From: 100 USDT BEP20
Up to: 10,000,000 USDT BEP20

The figure is indicative; the exact amount is locked in the order.

Today USDT BEP20 goes for 0.99941 USDC ERC20, and USDC ERC20 goes for 1.0006 USDT BEP20. Market over 24 hours: USDT BEP20 against USDC ERC20 minus 0.01%. The week added minus 0.01%.

The weekly corridor ran from 0.998807 to 0.999745 USDC ERC20, a spread of 0.09%. A single order takes 100 to 10,000,000 USDT BEP20. In dollars that is roughly $99.90.

The payout leaves in the Ethereum (ERC20) network, so the receiving address has to belong to that network. By market cap Tether sits 3th ($179.94 B) and USD Coin 6th ($71.29 B). Daily moves of USDT and USDC over 90 days line up at 0.12 (they travel apart).

Who takes the USDT BEP20 → USDC ERC20 route

A road both waysThe USDC ERC20 → USDT BEP20 direction is open too, so going back into USDT takes the same route.

USDT BEP20 → USDC ERC20 rate and amounts

1 USDT BEP20 = 0.99941 USDC ERC20

1 USDC ERC20 = 1.0006 USDT BEP20

Send USDT BEP20 — receive USDC ERC20

USDT BEP20	USDC ERC20
100	99.941
500	499.7052
2,000	1,998.82
5,000	4,997.05
20,000	19,988.21
100,000	99,941.03

Need USDC ERC20 — send this much USDT BEP20

USDC ERC20	USDT BEP20
100	100.059
500	500.295
2,000	2,001.18
5,000	5,002.95
20,000	20,011.8
100,000	100,059

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per USDT BEP20	From	Network fee	Speed
Ethereum (ERC20) open now	0.99941	100 USDT BEP20	≈ $0.0061	medium
Polygon	0.99941	100 USDT BEP20	≈ $0.0016	fast
Solana	0.99941	100 USDT BEP20	≈ $0.00047	fast
Arbitrum One	0.9995	—	≈ $0.003	fast
BASE	0.9995	—	—	—
BNB Smart Chain (BEP20)	0.9995	—	≈ $0.0023	fast
Avalanche C-Chain	0.9995	—	≈ $0.0014	fast
NEAR	0.9995	—	—	—
Optimism	0.9995	—	≈ $0.00015	fast
XLM	0.9995	—	—	—

USDC network fees

How the USDT BEP20 → USDC ERC20 order runs

Work out the amount in the calculator: orders start at 100 USDT BEP20.
Enter a USDC address in Ethereum (ERC20) and a way to reach you.
Send USDT BEP20 in BNB Smart Chain (BEP20) for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap USDT BEP20 for USDC ERC20

Check this before sending USDT BEP20

The address network is Ethereum (ERC20). Sending through another network usually means losing the transfer.
The transfer must not be smaller than 100 USDT BEP20.
Copy the address whole, then compare the first and last characters after pasting.
Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon all use the same address shape (0x…). Make sure the wallet is switched to Ethereum.
To move USDC on later, put a little ETH at the same address.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

BNB Smart Chain against Ethereum

	BNB Smart Chain	Ethereum
Network type	Layer one (L1)	Layer one (L1)
Fees are paid in	BNB	ETH
Fee level	≈ $0.0023	≈ $0.0061
Speed	fast	medium
Block	—	~12 sec
Address shape	0x…	0x…
Memo or tag	not needed	not needed
Ethereum-style address (0x…)	yes	yes

Fee and speed levels are comparative: both move with how busy the network is.

How this differs from a classic bridge

	RubyCash	Classic bridge
What lands at your address	USDC in Ethereum	The same stablecoin; turning USDT into USDC is a separate step
Wallet and signatures	Not needed: the coins go to the address from the order	Needed: connect the wallet and sign contract transactions
A coin for fees in Ethereum	Not needed to receive	Often needed, or the funds cannot be claimed or moved on
Timing	After confirmations in BNB Smart Chain; the order page tracks it	Depends on the bridge and the load of both networks
Who holds the funds meanwhile	RubyCash for the life of the order, with an AML check	The bridge contract or its validators

Bridge BNB Smart Chain → Ethereum: all directions The Ethereum network

Where the USDT BEP20 to USDC ERC20 rate has been

WeekMonthQuarterYear

high 0.999745 USDC ERC20low 0.998807 USDC ERC20

Oct 26, 2026 11:28Nov 2, 2026 11:28

high 0.999991 USDC ERC20low 0.999117 USDC ERC20

Oct 3, 2026 03:00Nov 2, 2026 03:00

high 1.0002 USDC ERC20low 0.999117 USDC ERC20

Aug 4, 2026 03:00Nov 2, 2026 03:00

high 1.0031 USDC ERC20low 0.996801 USDC ERC20

Nov 3, 2025 03:00Nov 2, 2026 03:00

24 hours: −0.01%
Week: −0.01%
Weekly high: 0.999745 USDC ERC20
Weekly low: 0.998807 USDC ERC20
Spread: 0.09%

Market data from CoinGecko as of Nov 2, 2026 11:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDT BEP20/USDC ERC20 travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.999524	0.999049	0.999422	−0.01%
Week	0.999745	0.998807	0.999426	−0.01%
Month	0.999991	0.999117	0.999533	−0.05%
Quarter	1.0002	0.999117	0.999733	−0.02%

Figures are in USDC ERC20 per unit sent, from market data.

Daily USDT BEP20 → USDC ERC20 rate

Day	Close	Against the day before
Nov 2, 2026	0.999437 USDC ERC20	0%
Nov 1, 2026	0.999486 USDC ERC20	+0.01%
Oct 31, 2026	0.999338 USDC ERC20	+0.02%
Oct 30, 2026	0.999176 USDC ERC20	−0.04%
Oct 29, 2026	0.999561 USDC ERC20	+0.01%
Oct 28, 2026	0.999478 USDC ERC20	+0.02%
Oct 27, 2026	0.999325 USDC ERC20	0%

Daily RubyCash rate: USDT BEP20 → USDC ERC20

Date	RubyCash rate	Market rate
Nov 2, 2026	0.99941 USDC ERC20	0.999454
Nov 1, 2026	0.99941 USDC ERC20	0.999456
Oct 31, 2026	0.998712 USDC ERC20	0.999441
Oct 30, 2026	0.998313 USDC ERC20	0.999538
Oct 29, 2026	0.999011 USDC ERC20	0.999592
Oct 28, 2026	0.99941 USDC ERC20	0.999508
Oct 27, 2026	0.998911 USDC ERC20	0.999403
Oct 26, 2026	0.998712 USDC ERC20	0.999509
Oct 25, 2026	0.998811 USDC ERC20	0.999502
Oct 24, 2026	0.998712 USDC ERC20	0.999452
Oct 22, 2026	0.999111 USDC ERC20	0.99952
Oct 21, 2026	0.999111 USDC ERC20	0.999788
Oct 20, 2026	0.998811 USDC ERC20	0.9994
Oct 19, 2026	0.998811 USDC ERC20	0.999356

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDT and USDC

Tether USDT

Price: $0.998987
24 hours: −0.06%
Week: −0.04%
Market cap: $179.94 B
24-hour turnover: $31.8 B
Rank by cap: #3
In circulation: 180.12 B USDT
Record price: $1.32

USD Coin USDC

Price: $0.999573
24 hours: −0.05%
Week: −0.03%
Market cap: $71.29 B
24-hour turnover: $8.02 B
Rank by cap: #6
In circulation: 71.32 B USDC
Record price: $1.04

Source: CoinGecko, Nov 2, 2026 11:24.

Tether against USD Coin

	Tether (USDT)	USD Coin (USDC)
Ticker	USDT	USDC
Type	token	token
Network	BNB Smart Chain (BEP20)	Ethereum (ERC20)
Fees are paid in	BNB	ETH
Launched	2014	2018
Built by	Tether Limited	Circle
Supply cap	no cap	no cap
In circulation	180.12 B USDT	71.32 B USDC
Market cap	$179.94 B	$71.29 B
Rank by cap	#3	#6

Daily moves of USDT and USDC over 90 days line up at 0.12 — they travel apart.

Common questions: USDT BEP20 → USDC ERC20

What rate does USDT BEP20 to USDC ERC20 run at?

As of Nov 2, 2026 11:24 it is 1 USDT BEP20 = 0.99941 USDC ERC20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.998984.

What amounts does USDT BEP20 → USDC ERC20 accept?

From 100 to 10,000,000 USDT BEP20 per order. The lower limit is roughly $99.90.

Where does the 100 USDT BEP20 floor come from?

Network fees and order handling eat a small transfer alive — below 100 USDT BEP20 the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDT BEP20, and that one goes to the blockchain, not to us.

How long does USDT BEP20 to USDC ERC20 take?

The clock starts with confirmations: the order goes into work once BNB Smart Chain (BEP20) confirms your transfer. After that it comes down to how busy the network is.

Will native USDC arrive, or a wrapper?

USDC ERC20 is the standard USDC token in Ethereum — exactly what exchanges send when they withdraw into this network.

Do I need ETH to receive USDC ERC20?

Not to receive. ETH comes into play later, when you want to send USDC from your address.

Which network will USDC ERC20 arrive in?

The payout leaves in Ethereum (ERC20). Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDT BEP20 to USDC ERC20 rate do this month?

The month came in at minus 0.05%. Low 0.999117, high 0.999991, middle 0.999533 USDC ERC20 per USDT BEP20.

Can I go back, USDC ERC20 to USDT BEP20?

Yes, the reverse direction is open: 1 USDC ERC20 = 1.0007 USDT BEP20. The link sits right under the calculator.