USDC: moving from OP Mainnet (Optimism) to BNB Smart Chain

The same USDC, only in another network: send USDC Optimism and collect USDC BEP20 at your own address in BNB Smart Chain. No bridge contracts, no signatures, no wrapped tokens.

Rate as of Nov 1, 2026 23:29

Payout network
BNB Smart Chain (BEP20)
24 hours
0%
You get 1.0001 USDC BEP20
Start the order
Rate
1 USDC Optimism = 1.0001 USDC BEP20
Up to
10,000,000 USDC Optimism

The figure is indicative; the exact amount is locked in the order.

One USDC Optimism buys 1.0001 USDC BEP20 right now; the other way round, 1 USDC BEP20 is 0.9999 USDC Optimism. Market over 24 hours: USDC Optimism against USDC BEP20 a move of 0%. The week added a move of 0%.

The weekly corridor ran from 1 to 1 USDC BEP20, a spread of 0%.

The payout leaves in the BNB Smart Chain (BEP20) network, so the receiving address has to belong to that network.

Who takes the USDC Optimism → USDC BEP20 route

  • Moving between networksUSDC in Optimism (fee ≈ $0.00015) becomes BNB Smart Chain (BEP20) (fee ≈ $0.0023) — the usual way to top up a wallet or an exchange that speaks one network only.
  • A road both waysThe USDC BEP20 → USDC Optimism direction is open too, so going back into USDC takes the same route.

USDC Optimism → USDC BEP20 rate and amounts

1 USDC Optimism = 1.0001 USDC BEP20
1 USDC BEP20 = 0.9999 USDC Optimism

Send USDC Optimism — receive USDC BEP20

USDC OptimismUSDC BEP20
2020.002
100100.01
500500.05
5,0005,000.5
20,00020,002
100,000100,010

Need USDC BEP20 — send this much USDC Optimism

USDC BEP20USDC Optimism
2019.998
10099.99
500499.95
5,0004,999.5
20,00019,998
100,00099,990

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer USDC OptimismFromNetwork feeSpeed
Ethereum (ERC20)1.0001200 USDC Optimism≈ $0.0062medium
Solana1.0001200 USDC Optimism≈ $0.00047fast
Polygon1.0001200 USDC Optimism≈ $0.0016fast
Arbitrum One1.0001—≈ $0.0029fast
BASE1.0001———
BNB Smart Chain (BEP20) open now1.0001—≈ $0.0023fast
Avalanche C-Chain1.0001—≈ $0.0014fast
NEAR1.0001———
XLM1.0001———

How the USDC Optimism → USDC BEP20 order runs

  1. Work out the amount in the calculator and press the exchange button.
  2. Enter a USDC address in BNB Smart Chain (BEP20) and a way to reach you.
  3. Send USDC Optimism in Optimism for exactly the amount stated in the order.
  4. Once the network confirms your transfer, USD Coin BEP20 leaves for your address. The order page tracks every step.

Swap USDC Optimism for USDC BEP20

Check this before sending USDC Optimism

  • The address network is BNB Smart Chain (BEP20). Sending through another network usually means losing the transfer.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon all use the same address shape (0x…). Make sure the wallet is switched to BNB Smart Chain.
  • To move USDC on later, put a little BNB at the same address.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

OP Mainnet (Optimism) against BNB Smart Chain

OP Mainnet (Optimism)BNB Smart Chain
Network typeL2, optimistic rollupLayer one (L1)
Fees are paid inETHBNB
Fee level≈ $0.00015≈ $0.0023
Speedfastfast
Block~2 sec—
Address shape0x…0x…
Memo or tagnot needednot needed
Ethereum-style address (0x…)yesyes
Official withdrawal to Ethereum≈ 7 days (challenge period)—

Fee and speed levels are comparative: both move with how busy the network is.

How this differs from a classic bridge

RubyCashClassic bridge
What lands at your addressUSDC in BNB Smart ChainDepends: in some networks it is the bridged version of the token
Wallet and signaturesNot needed: the coins go to the address from the orderNeeded: connect the wallet and sign contract transactions
A coin for fees in BNB Smart ChainNot needed to receiveOften needed, or the funds cannot be claimed or moved on
TimingAfter confirmations in OP Mainnet (Optimism); the order page tracks itDepends on the bridge and the load of both networks
Who holds the funds meanwhileRubyCash for the life of the order, with an AML checkThe bridge contract or its validators

Where the USDC Optimism to USDC BEP20 rate has been

high 1 USDC BEP20low 1 USDC BEP20
Oct 25, 2026 23:30Nov 1, 2026 23:30
high 1 USDC BEP20low 1 USDC BEP20
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 1 USDC BEP20low 1 USDC BEP20
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 1 USDC BEP20low 1 USDC BEP20
Nov 2, 2025 03:00Nov 1, 2026 03:00
24 hours
0%
Week
0%
Weekly high
1 USDC BEP20
Weekly low
1 USDC BEP20
Spread
0%

Market data from CoinGecko as of Nov 1, 2026 20:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDC Optimism/USDC BEP20 travelled, by period

PeriodHighLowMiddleNet move
24 hours1110%
Week1110%
Month1110%
Quarter1110%

Figures are in USDC BEP20 per unit sent, from market data.

Daily USDC Optimism → USDC BEP20 rate

DayCloseAgainst the day before
Nov 1, 20261 USDC BEP200%
Oct 31, 20261 USDC BEP200%
Oct 30, 20261 USDC BEP200%
Oct 29, 20261 USDC BEP200%
Oct 28, 20261 USDC BEP200%
Oct 27, 20261 USDC BEP200%
Oct 26, 20261 USDC BEP200%

Daily RubyCash rate: USDC Optimism → USDC BEP20

DateRubyCash rateMarket rate
Nov 1, 20261.0001 USDC BEP201
Oct 31, 20261.0001 USDC BEP201
Oct 30, 20261.0001 USDC BEP201
Oct 29, 20261.0001 USDC BEP201
Oct 28, 20261.0001 USDC BEP201
Oct 27, 20261.0001 USDC BEP201
Oct 26, 20261.0001 USDC BEP201
Oct 25, 20261.0001 USDC BEP201
Oct 24, 20261.0001 USDC BEP201
Oct 22, 20261.0001 USDC BEP201
Oct 21, 20261.0001 USDC BEP201
Oct 20, 20261.0001 USDC BEP201
Oct 19, 20261.0001 USDC BEP201
Oct 18, 20261.0001 USDC BEP201

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDC

USD Coin USDC
Price
$0.999754
24 hours
−0.02%
Week
+0.02%
Market cap
$71.53 B
24-hour turnover
$5.86 B
Rank by cap
#6
In circulation
71.54 B USDC
Record price
$1.04

Source: CoinGecko, Nov 1, 2026 20:54.

Common questions: USDC Optimism → USDC BEP20

What rate does USDC Optimism to USDC BEP20 run at?
As of Nov 1, 2026 23:29 it is 1 USDC Optimism = 1.0001 USDC BEP20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.999854.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC Optimism, and that one goes to the blockchain, not to us.
How long does USDC Optimism to USDC BEP20 take?
The clock starts with confirmations: the order goes into work once Optimism confirms your transfer. After that it comes down to how busy the network is. A block in Optimism closes in about 2 sec.
Which network will USDC BEP20 arrive in?
The payout leaves in BNB Smart Chain (BEP20). Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C. Still, the network is chosen by what the recipient supports, not by the fee.
Will native USDC arrive, or a wrapper?
USDC BEP20 is the standard USDC token in BNB Smart Chain — exactly what exchanges send when they withdraw into this network.
Do I need BNB to receive USDC BEP20?
Not to receive. BNB comes into play later, when you want to send USDC from your address.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC Optimism to USDC BEP20 rate do this month?
The month came in at a move of 0%. Low 1, high 1, middle 1 USDC BEP20 per USDC Optimism.
Can I go back, USDC BEP20 to USDC Optimism?
Yes, the reverse direction is open: 1 USDC BEP20 = 1.0001 USDC Optimism. The link sits right under the calculator.

Worth reading

Choose file
Give
Get
Exchange
days
hours