Swap Polygon (POL) for USD Coin (USDC Optimism)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 04:49

Payout network: Optimism
24 hours: −3.59%

You send

POL

You get 0.0929132

USDC Optimism

Start the order

Rate: 1 POL = 0.0929132 USDC Optimism
Up to: 109,000,000 POL

The figure is indicative; the exact amount is locked in the order.

Today POL goes for 0.0929132 USDC Optimism, and USDC Optimism goes for 10.7627 POL. Market over 24 hours: POL against USDC Optimism minus 3.59%. The week added plus 3.13%.

The weekly corridor ran from 0.0858183 to 0.0952304 USDC Optimism, a spread of 10.97%.

The payout leaves in the Optimism network, so the receiving address has to belong to that network. By market cap Polygon sits 75th ($979.52 M) and USD Coin 6th ($71.72 B). Daily moves of POL and USDC over 90 days line up at 0.01 (they travel apart).

Who takes the POL → USDC Optimism route

Sitting out the swingsPOL moved −19.02% over the past month. USDC tracks the dollar, so after the swap the value stops following POL.
A road both waysThe USDC Optimism → POL direction is open too, so going back into POL takes the same route.

POL → USDC Optimism rate and amounts

1 POL = 0.0929132 USDC Optimism

1 USDC Optimism = 10.7627 POL

Send POL — receive USDC Optimism

POL	USDC Optimism
200	18.5826
1,000	92.9132
5,000	464.5661
50,000	4,645.66
200,000	18,582.64
1,000,000	92,913.21

Need USDC Optimism — send this much POL

USDC Optimism	POL
10	107.6273
50	538.1366
500	5,381.37
2,000	21,525.46
20,000	215,254.64
100,000	1,076,273.2

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per POL	From	Network fee	Speed
Ethereum (ERC20)	0.0929132	2,093.58 POL	≈ $0.0049	medium
Solana	0.0929132	2,093.58 POL	≈ $0.00048	fast
Polygon	0.0929132	2,093.58 POL	≈ $0.0015	fast
Arbitrum One	0.0929132	—	≈ $0.0029	fast
BASE	0.0929132	—	—	—
BNB Smart Chain (BEP20)	0.0929132	—	≈ $0.0023	fast
Avalanche C-Chain	0.0929132	—	≈ $0.0014	fast
NEAR	0.0929132	—	—	—
Optimism open now	0.0929132	—	≈ $0.00015	fast
XLM	0.0929132	—	—	—

POL → USDC: compare all networks USDC network fees

How the POL → USDC Optimism order runs

Work out the amount in the calculator and press the exchange button.
Enter a USDC address in Optimism and a way to reach you.
Send POL in Polygon PoS for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap POL for USDC Optimism

Check this before sending POL

The address network is Optimism. Sending through another network usually means losing the transfer.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the POL to USDC Optimism rate has been

WeekMonthQuarterYear

high 0.0952304 USDC Optimismlow 0.0858183 USDC Optimism

Oct 25, 2026 04:49Nov 1, 2026 04:49

high 0.11404 USDC Optimismlow 0.0875546 USDC Optimism

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 0.122521 USDC Optimismlow 0.0716802 USDC Optimism

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 0.192673 USDC Optimismlow 0.0685669 USDC Optimism

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: −3.59%
Week: +3.13%
Weekly high: 0.0952304 USDC Optimism
Weekly low: 0.0858183 USDC Optimism
Spread: 10.97%

Market data from CoinGecko as of Nov 1, 2026 02:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far POL/USDC Optimism travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.0952304	0.0916038	0.0926347	−3.59%
Week	0.0952304	0.0858183	0.0908137	+3.13%
Month	0.11404	0.0875546	0.0980731	−19.04%
Quarter	0.122521	0.0716802	0.0956073	+28.8%

Figures are in USDC Optimism per unit sent, from market data.

Daily POL → USDC Optimism rate

Day	Close	Against the day before
Oct 31, 2026	0.0923219 USDC Optimism	+5.45%
Oct 30, 2026	0.0875546 USDC Optimism	−4.79%
Oct 29, 2026	0.0919561 USDC Optimism	−0.39%
Oct 28, 2026	0.0923141 USDC Optimism	+1.19%
Oct 27, 2026	0.0912318 USDC Optimism	+2.25%
Oct 26, 2026	0.0892261 USDC Optimism	−0.59%
Oct 25, 2026	0.0897568 USDC Optimism	+0.04%

Daily RubyCash rate: POL → USDC Optimism

Date	RubyCash rate	Market rate
Nov 1, 2026	0.0931438 USDC Optimism	0.092047
Oct 31, 2026	0.0918104 USDC Optimism	0.092159
Oct 30, 2026	0.0944872 USDC Optimism	0.0930176
Oct 29, 2026	0.0887929 USDC Optimism	0.0891873
Oct 28, 2026	0.0921613 USDC Optimism	0.092061
Oct 27, 2026	0.0923718 USDC Optimism	0.0919632
Oct 26, 2026	0.0907077 USDC Optimism	0.0910147
Oct 25, 2026	0.0899658 USDC Optimism	0.0890577
Oct 24, 2026	0.0895147 USDC Optimism	0.089535
Oct 22, 2026	0.0905473 USDC Optimism	0.0904178
Oct 21, 2026	0.0950285 USDC Optimism	0.0959849
Oct 20, 2026	0.0952691 USDC Optimism	0.0952311
Oct 19, 2026	0.0928831 USDC Optimism	0.091877
Oct 18, 2026	0.0910686 USDC Optimism	0.0906329

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on POL and USDC

Polygon POL

Price: $0.092047
24 hours: −3.58%
Week: +2.89%
Market cap: $979.52 M
24-hour turnover: $40.05 M
Rank by cap: #75
In circulation: 10.64 B POL
Record price: $1.29

USD Coin USDC

Price: $1.00
24 hours: +0.02%
Week: +0.05%
Market cap: $71.72 B
24-hour turnover: $5.96 B
Rank by cap: #6
In circulation: 71.72 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 02:54.

Polygon against USD Coin

	Polygon (POL)	USD Coin (USDC)
Ticker	POL	USDC
Type	coin of its own network	token
Launched	2017	2018
Built by	Polygon Labs	Circle
Consensus	Proof of Stake	—
Privacy	transfers are public	—
In circulation	10.64 B POL	71.72 B USDC
Market cap	$979.52 M	$71.72 B
Rank by cap	#75	#6
Network	—	Optimism
Fees are paid in	—	ETH
Supply cap	—	no cap

Daily moves of POL and USDC over 90 days line up at 0.01 — they travel apart.

Common questions: POL → USDC Optimism

What rate does POL to USDC Optimism run at?

As of Nov 1, 2026 04:49 it is 1 POL = 0.0929132 USDC Optimism. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.0929132.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending POL, and that one goes to the blockchain, not to us.

How long does POL to USDC Optimism take?

The clock starts with confirmations: the order goes into work once Polygon PoS confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC Optimism arrive in?

The payout leaves in Optimism. Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the POL to USDC Optimism rate do this month?

The month came in at minus 19.04%. Low 0.0875546, high 0.11404, middle 0.0980731 USDC Optimism per POL.

Can I go back, USDC Optimism to POL?

Yes, the reverse direction is open: 1 USDC Optimism = 10.8169 POL. The link sits right under the calculator.