Swap XRP for Bitcoin (BTC)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 08:19

Orders from: 3,500 XRP ≈ $4,375.00
Payout network: Bitcoin
24 hours: −1.01%

You send

XRP

You get 0.160473

BTC

Start the order

Rate: 1 XRP = 0.0000160473 BTC
From: 3,500 XRP
Up to: 8,000,000 XRP

The figure is indicative; the exact amount is locked in the order.

The direction runs at 0.0000160473 BTC per XRP, or 62,315.71 XRP per BTC. Market over 24 hours: XRP against BTC minus 1.01%. The week added minus 0.51%.

The weekly corridor ran from 0.0000157147 to 0.0000164982 BTC, a spread of 4.99%. A single order takes 3,500 to 8,000,000 XRP. In dollars that is roughly $4,375.00.

By market cap XRP sits 5th ($79.09 B) and Bitcoin 1th ($1.56 T). Daily moves of XRP and BTC over 90 days line up at 0.86 (they travel together).

Who takes the XRP → BTC route

A hard cap on supplyThere will be 21 M BTC and not one more, and that cap is the whole case for holding Bitcoin long term.
Different basketsDaily moves of XRP and BTC over 90 days line up at 0.86 (they travel together) — the looser the link, the less a portfolio depends on one coin.
A road both waysThe BTC → XRP direction is open too, so going back into XRP takes the same route.

XRP → BTC rate and amounts

1 XRP = 0.0000160473 BTC

1 BTC = 62,315.71 XRP

Send XRP — receive BTC

XRP	BTC	≈ USD
5,000	0.0802366	$6,250.00
10,000	0.160473	$12,500.00
20,000	0.320946	$25,000.00
50,000	0.802366	$62,500.00

Need BTC — send this much XRP

BTC	XRP	≈ USD
0.1	6,231.57	$7,789.46
0.2	12,463.14	$15,578.93
0.5	31,157.86	$38,947.32
1	62,315.71	$77,894.64

How the XRP → BTC order runs

Work out the amount in the calculator: orders start at 3,500 XRP.
Enter a BTC address in Bitcoin and a way to reach you.
Send XRP in XRP Ledger for exactly the amount stated in the order.
Once the network confirms your transfer, Bitcoin leaves for your address. The order page tracks every step.

Swap XRP for BTC

Check this before sending XRP

The address network is Bitcoin. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 3,500 XRP.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XRP to BTC rate has been

WeekMonthQuarterYear

high 0.0000164982 BTClow 0.0000157147 BTC

Oct 25, 2026 08:22Nov 1, 2026 08:22

high 0.0000178229 BTClow 0.0000158746 BTC

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 0.0000195658 BTClow 0.0000154769 BTC

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 0.0000252229 BTClow 0.0000154769 BTC

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: −1.01%
Week: −0.51%
Weekly high: 0.0000164982 BTC
Weekly low: 0.0000157147 BTC
Spread: 4.99%

Market data from CoinGecko as of Nov 1, 2026 06:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far XRP/BTC travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.0000162301	0.0000161059	0.0000161446	−1.01%
Week	0.0000164982	0.0000157147	0.0000161833	−0.51%
Month	0.0000178229	0.0000158746	0.0000165999	−9.36%
Quarter	0.0000195658	0.0000154769	0.0000170525	−4.32%

Figures are in BTC per unit sent, from market data.

Daily XRP → BTC rate

Day	Close	Against the day before
Oct 31, 2026	0.0000161551 BTC	+1.77%
Oct 30, 2026	0.0000158746 BTC	−2.6%
Oct 29, 2026	0.0000162979 BTC	−0.94%
Oct 28, 2026	0.0000164532 BTC	+0.76%
Oct 27, 2026	0.0000163287 BTC	+0.98%
Oct 26, 2026	0.00001617 BTC	+0.65%
Oct 25, 2026	0.0000160659 BTC	+0.71%

Daily RubyCash rate: XRP → BTC

Date	RubyCash rate	Market rate
Nov 1, 2026	0.0000160423 BTC	0.0000160915
Oct 31, 2026	0.0000160986 BTC	0.0000161197
Oct 30, 2026	0.000016243 BTC	0.000016299
Oct 29, 2026	0.0000157 BTC	0.0000157269
Oct 28, 2026	0.0000162677 BTC	0.0000163761
Oct 27, 2026	0.0000163798 BTC	0.0000163257
Oct 26, 2026	0.0000160725 BTC	0.0000161593
Oct 25, 2026	0.0000160831 BTC	0.0000161282
Oct 24, 2026	0.0000160042 BTC	0.0000160177
Oct 22, 2026	0.0000159866 BTC	0.0000161086
Oct 21, 2026	0.0000161597 BTC	0.0000164145
Oct 20, 2026	0.0000160305 BTC	0.0000160508
Oct 19, 2026	0.0000158583 BTC	0.0000158726
Oct 18, 2026	0.000015843 BTC	0.0000158123

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XRP and BTC

XRP XRP

Price: $1.25
24 hours: −0.5%
Week: −4.45%
Market cap: $79.09 B
24-hour turnover: $729.41 M
Rank by cap: #5
In circulation: 63.35 B XRP
Record price: $3.65

Bitcoin BTC

Price: $77,681.00
24 hours: +0.52%
Week: −3.89%
Market cap: $1.56 T
24-hour turnover: $36.05 B
Rank by cap: #1
In circulation: 20.11 M BTC
Record price: $126,080.00

Source: CoinGecko, Nov 1, 2026 06:24.

XRP against Bitcoin

	XRP (XRP)	Bitcoin (BTC)
Ticker	XRP	BTC
Type	coin of its own network	coin of its own network
Launched	2012	2009
Built by	Ripple Labs	Satoshi Nakamoto
Consensus	XRP Ledger Consensus Protocol	Proof of Work (SHA-256)
Block	~4 sec	~10 min
Supply cap	100 B XRP	21 M BTC
Privacy	transfers are public	transfers are public
In circulation	63.35 B XRP	20.11 M BTC
Market cap	$79.09 B	$1.56 T
Rank by cap	#5	#1

Daily moves of XRP and BTC over 90 days line up at 0.86 — they travel together.

Common questions: XRP → BTC

What rate does XRP to BTC run at?

As of Nov 1, 2026 08:19 it is 1 XRP = 0.0000160473 BTC. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.25.

What amounts does XRP → BTC accept?

From 3,500 to 8,000,000 XRP per order. The lower limit is roughly $4,375.00.

Where does the 3,500 XRP floor come from?

Network fees and order handling eat a small transfer alive — below 3,500 XRP the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XRP, and that one goes to the blockchain, not to us.

How long does XRP to BTC take?

The clock starts with confirmations: the order goes into work once XRP Ledger confirms your transfer. After that it comes down to how busy the network is. A block in XRP Ledger closes in about 4 sec.

Which network will BTC arrive in?

Bitcoin leaves in its own Bitcoin network — a plain BTC address is all you need.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XRP to BTC rate do this month?

The month came in at minus 9.36%. Low 0.0000158746, high 0.0000178229, middle 0.0000165999 BTC per XRP.

Can I go back, BTC to XRP?

Yes, the reverse direction is open: 1 BTC = 62,471.04 XRP. The link sits right under the calculator.