Swap Stellar (XLM) for Polygon (POL)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 03:59
- Payout network
- Polygon PoS
- 24 hours
- +3.11%
Today XLM goes for 1.8317 POL, and POL goes for 0.545955 XLM. Market over 24 hours: XLM against POL plus 3.11%. The week added minus 3.25%.
The weekly corridor ran from 1.7835 to 1.9227 POL, a spread of 7.81%.
By market cap Stellar sits 19th ($5.99 B) and Polygon 75th ($979.52 M). Daily moves of XLM and POL over 90 days line up at 0.43 (they travel alike).
Who takes the XLM → POL route
- Fuel for Polygon PoSWithout Polygon nothing moves in Polygon PoS — every transfer and every contract call is paid in it.
- Different basketsDaily moves of XLM and POL over 90 days line up at 0.43 (they travel alike) — the looser the link, the less a portfolio depends on one coin.
- A road both waysThe POL → XLM direction is open too, so going back into XLM takes the same route.
XLM → POL rate and amounts
1 XLM = 1.8317 POL
1 POL = 0.545955 XLM
Send XLM — receive POL
| XLM | POL | ≈ USD |
|---|---|---|
| 100 | 183.1654 | $16.98 |
| 500 | 915.827 | $84.91 |
| 2,000 | 3,663.31 | $339.64 |
| 20,000 | 36,633.08 | $3,396.40 |
| 100,000 | 183,165.4 | $16,982.00 |
| 500,000 | 915,827 | $84,910.00 |
Need POL — send this much XLM
| POL | XLM | ≈ USD |
|---|---|---|
| 200 | 109.1909 | $18.54 |
| 1,000 | 545.9546 | $92.71 |
| 5,000 | 2,729.77 | $463.57 |
| 50,000 | 27,297.73 | $4,635.70 |
| 200,000 | 109,190.93 | $18,542.80 |
| 1,000,000 | 545,954.64 | $92,714.02 |
How the XLM → POL order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a POL address in Polygon PoS and a way to reach you.
- Send XLM in Stellar for exactly the amount stated in the order.
- Once the network confirms your transfer, Polygon leaves for your address. The order page tracks every step.
Check this before sending XLM
- The address network is Polygon PoS. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XLM to POL rate has been
high 1.9227 POLlow 1.7835 POL
Oct 25, 2026 04:01Nov 1, 2026 04:01
high 2.0344 POLlow 1.8364 POL
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 2.3877 POLlow 1.4897 POL
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 3.0171 POLlow 1.2702 POL
Nov 1, 2025 03:00Oct 31, 2026 03:00
- 24 hours
- +3.11%
- Week
- −3.25%
- Weekly high
- 1.9227 POL
- Weekly low
- 1.7835 POL
- Spread
- 7.81%
Market data from CoinGecko as of Nov 1, 2026 02:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XLM/POL travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1.8481 | 1.7835 | 1.8292 | +3.11% |
| Week | 1.9227 | 1.7835 | 1.8616 | −3.25% |
| Month | 2.0344 | 1.8364 | 1.929 | −7.5% |
| Quarter | 2.3877 | 1.4897 | 1.9514 | −22.99% |
Figures are in POL per unit sent, from market data.
Daily XLM → POL rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 1.8364 POL | −0.91% |
| Oct 30, 2026 | 1.8533 POL | −1.15% |
| Oct 29, 2026 | 1.8749 POL | +1.57% |
| Oct 28, 2026 | 1.8459 POL | −0.51% |
| Oct 27, 2026 | 1.8554 POL | −1.48% |
| Oct 26, 2026 | 1.8833 POL | −1.43% |
| Oct 25, 2026 | 1.9106 POL | −1.07% |
Daily RubyCash rate: XLM → POL
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 1.8417 POL | 1.8449 |
| Oct 31, 2026 | 1.8566 POL | 1.8473 |
| Oct 30, 2026 | 1.7909 POL | 1.7996 |
| Oct 29, 2026 | 1.8464 POL | 1.8364 |
| Oct 28, 2026 | 1.8846 POL | 1.8776 |
| Oct 27, 2026 | 1.8487 POL | 1.8519 |
| Oct 26, 2026 | 1.8589 POL | 1.8463 |
| Oct 25, 2026 | 1.8905 POL | 1.904 |
| Oct 24, 2026 | 1.9135 POL | 1.9062 |
| Oct 22, 2026 | 1.9543 POL | 1.9456 |
| Oct 21, 2026 | 1.9457 POL | 1.9321 |
| Oct 20, 2026 | 1.9241 POL | 1.9085 |
| Oct 19, 2026 | 1.923 POL | 1.9199 |
| Oct 18, 2026 | 1.9487 POL | 1.949 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XLM and POL
Stellar XLM- Price
- $0.16982
- 24 hours
- −0.58%
- Week
- −0.23%
- Market cap
- $5.99 B
- 24-hour turnover
- $65.47 M
- Rank by cap
- #19
- In circulation
- 35.25 B XLM
- Record price
- $0.875563
Polygon POL- Price
- $0.092047
- 24 hours
- −3.58%
- Week
- +2.89%
- Market cap
- $979.52 M
- 24-hour turnover
- $40.05 M
- Rank by cap
- #75
- In circulation
- 10.64 B POL
- Record price
- $1.29
Source: CoinGecko, Nov 1, 2026 02:54.
Stellar against Polygon
| Stellar (XLM) | Polygon (POL) | |
|---|---|---|
| Ticker | XLM | POL |
| Type | coin of its own network | coin of its own network |
| Launched | 2014 | 2017 |
| Built by | Jed McCaleb, Joyce Kim | Polygon Labs |
| Consensus | Stellar Consensus Protocol | Proof of Stake |
| Block | ~5 sec | — |
| Supply cap | 50 B XLM | — |
| Privacy | transfers are public | transfers are public |
| In circulation | 35.25 B XLM | 10.64 B POL |
| Market cap | $5.99 B | $979.52 M |
| Rank by cap | #19 | #75 |
Daily moves of XLM and POL over 90 days line up at 0.43 — they travel alike.
Common questions: XLM → POL
What rate does XLM to POL run at?
As of Nov 1, 2026 03:59 it is 1 XLM = 1.8317 POL. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.168598.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XLM, and that one goes to the blockchain, not to us.
How long does XLM to POL take?
The clock starts with confirmations: the order goes into work once Stellar confirms your transfer. After that it comes down to how busy the network is. A block in Stellar closes in about 5 sec.
Which network will POL arrive in?
Polygon leaves in its own Polygon PoS network — a plain POL address is all you need.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XLM to POL rate do this month?
The month came in at minus 7.5%. Low 1.8364, high 2.0344, middle 1.929 POL per XLM.
Can I go back, POL to XLM?
Yes, the reverse direction is open: 1 POL = 0.548702 XLM. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
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