Swap Polygon (POL) for Stellar (XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 05:28
- Payout network
- Stellar
- 24 hours
- −0.56%
The direction runs at 0.521616 XLM per POL, or 1.9171 POL per XLM. Market over 24 hours: POL against XLM minus 0.56%. The week added minus 3.1%.
The weekly corridor ran from 0.495448 to 0.546135 XLM, a spread of 10.23%.
Exchange wallets usually ask for a Memo — copy it from the recipient side before you start. By market cap Polygon sits 72th ($1.04 B) and Stellar 20th ($6.47 B).
Who takes the POL → XLM route
- Fast paymentsA block in Stellar closes in about 5 sec, which is why Stellar is used for moving money rather than holding it.
- Different basketsHolding part of the amount in Stellar loosens a portfolio's dependence on a single coin.
- A road both waysThe XLM → POL direction is open too, so going back into POL takes the same route.
POL → XLM rate and amounts
1 POL = 0.521616 XLM
1 XLM = 1.9171 POL
Send POL — receive XLM
| POL | XLM | ≈ USD |
|---|---|---|
| 200 | 104.3233 | $19.50 |
| 1,000 | 521.6163 | $97.50 |
| 5,000 | 2,608.08 | $487.52 |
| 50,000 | 26,080.82 | $4,875.20 |
| 200,000 | 104,323.26 | $19,500.80 |
| 1,000,000 | 521,616.3 | $97,504.00 |
Need XLM — send this much POL
| XLM | POL | ≈ USD |
|---|---|---|
| 100 | 191.7118 | $18.69 |
| 500 | 958.559 | $93.46 |
| 2,000 | 3,834.24 | $373.85 |
| 20,000 | 38,342.36 | $3,738.53 |
| 100,000 | 191,711.8 | $18,692.67 |
| 500,000 | 958,559 | $93,463.34 |
How the POL → XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a XLM address in Stellar and a way to reach you. Receiving to an exchange? Add the Memo, or the payment will hang.
- Send POL in Polygon PoS for exactly the amount stated in the order.
- Once the network confirms your transfer, Stellar leaves for your address. The order page tracks every step.
Check this before sending POL
- The address network is Stellar. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Memo, put it in the order.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the POL to XLM rate has been
high 0.546135 XLMlow 0.495448 XLM
Sep 10, 2026 05:32Sep 17, 2026 05:32
- 24 hours
- −0.56%
- Week
- −3.1%
- Weekly high
- 0.546135 XLM
- Weekly low
- 0.495448 XLM
- Spread
- 10.23%
Market data from CoinGecko as of Sep 17, 2026 03:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far POL/XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.542092 | 0.509273 | 0.526118 | −0.56% |
| Week | 0.546135 | 0.495448 | 0.526097 | −3.1% |
Figures are in XLM per unit sent, from market data.
The numbers on POL and XLM
Polygon POL- Price
- $0.097504
- 24 hours
- +5.04%
- Week
- +0.2%
- Market cap
- $1.04 B
- 24-hour turnover
- $120.36 M
- Rank by cap
- #72
- In circulation
- 10.72 B POL
- Record price
- $1.29
Stellar XLM- Price
- $0.185863
- 24 hours
- +5.64%
- Week
- +2%
- Market cap
- $6.47 B
- 24-hour turnover
- $272.09 M
- Rank by cap
- #20
- In circulation
- 34.85 B XLM
- Record price
- $0.875563
Source: CoinGecko, Sep 17, 2026 03:24.
Polygon against Stellar
| Polygon (POL) | Stellar (XLM) | |
|---|---|---|
| Ticker | POL | XLM |
| Type | coin of its own network | coin of its own network |
| Launched | 2017 | 2014 |
| Built by | Polygon Labs | Jed McCaleb, Joyce Kim |
| Consensus | Proof of Stake | Stellar Consensus Protocol |
| Privacy | transfers are public | transfers are public |
| In circulation | 10.72 B POL | 34.85 B XLM |
| Market cap | $1.04 B | $6.47 B |
| Rank by cap | #72 | #20 |
| Block | — | ~5 sec |
| Supply cap | — | 50 B XLM |
Common questions: POL → XLM
What rate does POL to XLM run at?
As of Sep 17, 2026 05:28 it is 1 POL = 0.521616 XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.0969492.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending POL, and that one goes to the blockchain, not to us.
How long does POL to XLM take?
The clock starts with confirmations: the order goes into work once Polygon PoS confirms your transfer. After that it comes down to how busy the network is.
Which network will XLM arrive in?
Stellar leaves in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, XLM to POL?
Yes, the reverse direction is open: 1 XLM = 1.9268 POL. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send POL, receive something else
POL → XMR0.000191748
POL → XRP0.0737197
POL → XTZ0.38727
POL → YFI0.0000465303
POL → ZBT1.2508
POL → ZEC0.0000697615
POL → ZRO0.0954288
POL → ZRX0.887134
