USD Coin (USDC) to CNY: cash-out rate by network
Compare the USDC cash-out rate to a card in Chinese yuan (CNY) for each network you can send USDC from: rate, minimum, network fee and speed.
Rate as of Sep 17, 2026 10:08
The best rate right now is on Solana: 1 USDC = 6.54 CNY. The calculator uses this network.
From which network to send USDC
| Network | Rate | From | Network fee | Speed |
|---|---|---|---|---|
| Solana best rate | 1 USDC SOL = 6.54 CNY | 153.0581 USDC SOL | ≈ $0.0005 | fast |
| Polygon | 1 USDC Polygon = 6.54 CNY | 153.0581 USDC Polygon | ≈ $0.0017 | fast |
| Ethereum (ERC20) | 1 USDC ERC20 = 6.54 CNY | 153.0581 USDC ERC20 | ≈ $0.0074 | medium |
Fee and speed levels are comparative: both move with how busy the network is.
CNY: payout rate against the central bank rate
The the European Central Bank (ECB) rate on Sep 16, 2026: 1 USD = 6.7071 CNY.
Central bank rates are pulled from their own public feeds once a day.
USDC networks: what is the difference
USD Coin is issued on several blockchains. It is the same USDC, but a transfer arrives only if the address and the network match.
Solana
Tokens on Solana follow the SPL standard. Transfers confirm in seconds with fees of a fraction of a cent paid in SOL; receiving a new token for the first time requires a small SOL deposit.
Polygon
Polygon PoS is an Ethereum-compatible network with addresses in the same 0x format. Fees are paid in POL and usually cost a fraction of a cent.
Ethereum (ERC20)
ERC20 is the token standard on Ethereum. It is supported by almost every wallet and exchange, but the fee (gas) is paid in ETH and grows when the network is busy.