Swap Ether.fi (ETHFI) for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 06:19
- Payout network
- XLM
- 24 hours
- −0.74%
The direction runs at 0.628388 USDC XLM per ETHFI, or 1.5914 ETHFI per USDC XLM. Market over 24 hours: ETHFI against USDC XLM minus 0.74%. The week added plus 0.95%.
The weekly corridor ran from 0.572621 to 0.683227 USDC XLM, a spread of 19.32%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Ether.fi sits 93th ($623.92 M) and USD Coin 6th ($71.73 B). Daily moves of ETHFI and USDC over 90 days line up at -0.03 (they travel apart).
Who takes the ETHFI → USDC XLM route
- Sitting out the swingsETHFI moved −19.4% over the past month. USDC tracks the dollar, so after the swap the value stops following ETHFI.
- A road both waysThe USDC XLM → ETHFI direction is open too, so going back into ETHFI takes the same route.
ETHFI → USDC XLM rate and amounts
Send ETHFI — receive USDC XLM
| ETHFI | USDC XLM |
|---|---|
| 20 | 12.5678 |
| 100 | 62.8388 |
| 500 | 314.1938 |
| 5,000 | 3,141.94 |
| 20,000 | 12,567.75 |
| 100,000 | 62,838.75 |
Need USDC XLM — send this much ETHFI
| USDC XLM | ETHFI |
|---|---|
| 10 | 15.9137 |
| 50 | 79.5687 |
| 500 | 795.6874 |
| 2,000 | 3,182.75 |
| 20,000 | 31,827.49 |
| 100,000 | 159,137.47 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per ETHFI | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 0.628388 | 335.0645 ETHFI | ≈ $0.0061 | medium |
| Solana | 0.628388 | 335.0645 ETHFI | ≈ $0.00048 | fast |
| Polygon | 0.628388 | 335.0645 ETHFI | ≈ $0.0015 | fast |
| Arbitrum One | 0.628388 | — | ≈ $0.0029 | fast |
| BASE | 0.628388 | — | — | — |
| BNB Smart Chain (BEP20) | 0.628388 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 0.628388 | — | ≈ $0.0014 | fast |
| NEAR | 0.628388 | — | — | — |
| Optimism | 0.628388 | — | ≈ $0.00015 | fast |
| XLM open now | 0.628388 | — | — | — |
How the ETHFI → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send ETHFI in Ether.fi for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending ETHFI
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the ETHFI to USDC XLM rate has been
- 24 hours
- −0.74%
- Week
- +0.95%
- Weekly high
- 0.683227 USDC XLM
- Weekly low
- 0.572621 USDC XLM
- Spread
- 19.32%
Market data from CoinGecko as of Nov 1, 2026 05:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far ETHFI/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.637181 | 0.611053 | 0.624011 | −0.74% |
| Week | 0.683227 | 0.572621 | 0.635334 | +0.95% |
| Month | 0.784735 | 0.606216 | 0.686609 | −19.42% |
| Quarter | 0.784735 | 0.356069 | 0.604827 | +59.69% |
Figures are in USDC XLM per unit sent, from market data.
Daily ETHFI → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 0.632348 USDC XLM | +4.31% |
| Oct 30, 2026 | 0.606216 USDC XLM | −11.27% |
| Oct 29, 2026 | 0.683227 USDC XLM | +2.69% |
| Oct 28, 2026 | 0.665357 USDC XLM | +1.99% |
| Oct 27, 2026 | 0.652384 USDC XLM | +4.41% |
| Oct 26, 2026 | 0.624839 USDC XLM | +0.8% |
| Oct 25, 2026 | 0.619901 USDC XLM | −3.68% |
Daily RubyCash rate: ETHFI → USDC XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 0.628588 USDC XLM | 0.62443 |
| Oct 31, 2026 | 0.628689 USDC XLM | 0.628743 |
| Oct 30, 2026 | 0.61264 USDC XLM | 0.596162 |
| Oct 29, 2026 | 0.619312 USDC XLM | 0.617397 |
| Oct 28, 2026 | 0.684929 USDC XLM | 0.681659 |
| Oct 27, 2026 | 0.670628 USDC XLM | 0.668813 |
| Oct 26, 2026 | 0.639634 USDC XLM | 0.64323 |
| Oct 25, 2026 | 0.637013 USDC XLM | 0.619238 |
| Oct 24, 2026 | 0.618609 USDC XLM | 0.61678 |
| Oct 22, 2026 | 0.660749 USDC XLM | 0.66243 |
| Oct 21, 2026 | 0.712689 USDC XLM | 0.72362 |
| Oct 20, 2026 | 0.721172 USDC XLM | 0.715896 |
| Oct 19, 2026 | 0.6865 USDC XLM | 0.669278 |
| Oct 18, 2026 | 0.671097 USDC XLM | 0.66262 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on ETHFI and USDC
- Price
- $0.62443
- 24 hours
- −0.71%
- Week
- +1.12%
- Market cap
- $623.92 M
- 24-hour turnover
- $18.83 M
- Rank by cap
- #93
- In circulation
- 998.54 M ETHFI
- Record price
- $8.53
- Price
- $1.00
- 24 hours
- +0.03%
- Week
- +0.04%
- Market cap
- $71.73 B
- 24-hour turnover
- $5.91 B
- Rank by cap
- #6
- In circulation
- 71.72 B USDC
- Record price
- $1.04
Source: CoinGecko, Nov 1, 2026 05:54.
Ether.fi against USD Coin
| Ether.fi (ETHFI) | USD Coin (USDC) | |
|---|---|---|
| Ticker | ETHFI | USDC |
| In circulation | 998.54 M ETHFI | 71.72 B USDC |
| Market cap | $623.92 M | $71.73 B |
| Rank by cap | #93 | #6 |
| Type | — | token |
| Network | — | XLM |
| Launched | — | 2018 |
| Built by | — | Circle |
| Supply cap | — | no cap |
Daily moves of ETHFI and USDC over 90 days line up at -0.03 — they travel apart.