Tether (USDT) to CNY: cash-out rate by network
Compare the USDT cash-out rate to a card in Chinese yuan (CNY) for each network you can send USDT from: rate, minimum, network fee and speed.
Rate as of Sep 18, 2026 02:18
The best rate right now is on Arbitrum One: 1 USDT = 6.54 CNY. The calculator uses this network.
From which network to send USDT
| Network | Rate | From | Network fee | Speed |
|---|---|---|---|---|
| Arbitrum One best rate | 1 USDT Arbitrum = 6.54 CNY | 153.0581 USDT Arbitrum | ≈ $0.0032 | fast |
| Solana | 1 USDT SOL = 6.54 CNY | 153.0581 USDT SOL | ≈ $0.0005 | fast |
| TRON (TRC20) | 1 USDT TRC20 = 6.54 CNY | 153.0581 USDT TRC20 | ≈ $2.3 | fast |
| Ethereum (ERC20) | 1 USDT ERC20 = 6.54 CNY | 153.0581 USDT ERC20 | ≈ $0.0083 | medium |
| BNB Smart Chain (BEP20) | 1 USDT BEP20 = 6.51 CNY | 153.7634 USDT BEP20 | ≈ $0.0024 | fast |
Fee and speed levels are comparative: both move with how busy the network is.
CNY: payout rate against the central bank rate
The the European Central Bank (ECB) rate on Sep 17, 2026: 1 USD = 6.7075 CNY.
Central bank rates are pulled from their own public feeds once a day.
USDT networks: what is the difference
Tether is issued on several blockchains. It is the same USDT, but a transfer arrives only if the address and the network match.
Arbitrum One
Arbitrum One is an Ethereum layer-2 network. Addresses use the Ethereum format, fees are paid in ETH and are much lower than on the Ethereum mainnet.
Solana
Tokens on Solana follow the SPL standard. Transfers confirm in seconds with fees of a fraction of a cent paid in SOL; receiving a new token for the first time requires a small SOL deposit.
TRON (TRC20)
TRC20 is the token standard on the TRON network. Transfers are fast, and the fee is paid in TRX or with staked energy — it is usually lower than on Ethereum, which makes TRC20 the most popular network for USDT.
Ethereum (ERC20)
ERC20 is the token standard on Ethereum. It is supported by almost every wallet and exchange, but the fee (gas) is paid in ETH and grows when the network is busy.
BNB Smart Chain (BEP20)
BEP20 is the token standard on BNB Smart Chain, an Ethereum-compatible network. Addresses look like Ethereum addresses, and fees are paid in BNB and are usually low.