Tether (USDT) to PLN: cash-out rate by network
Compare the USDT cash-out rate to a card in Polish zloty (PLN) for each network you can send USDT from: rate, minimum, network fee and speed.
Rate as of Sep 17, 2026 06:48
The best rate right now is on TON: 1 USDT = 3.54 PLN. The calculator uses this network.
From which network to send USDT
| Network | Rate | From | Network fee | Speed |
|---|---|---|---|---|
| TON best rate | 1 USDT TON = 3.54 PLN | 203.3898 USDT TON | low | fast |
| Arbitrum One | 1 USDT Arbitrum = 3.54 PLN | 203.3898 USDT Arbitrum | ≈ $0.0032 | fast |
| Solana | 1 USDT SOL = 3.54 PLN | 203.3898 USDT SOL | ≈ $0.0005 | fast |
| TRON (TRC20) | 1 USDT TRC20 = 3.54 PLN | 203.3898 USDT TRC20 | ≈ $2.3 | fast |
| Ethereum (ERC20) | 1 USDT ERC20 = 3.54 PLN | 203.3898 USDT ERC20 | ≈ $0.008 | medium |
| BNB Smart Chain (BEP20) | 1 USDT BEP20 = 3.53 PLN | 203.966 USDT BEP20 | ≈ $0.0024 | fast |
Fee and speed levels are comparative: both move with how busy the network is.
PLN: payout rate against the central bank rate
The the European Central Bank (ECB) rate on Sep 16, 2026: 1 USD = 3.7681 PLN.
Central bank rates are pulled from their own public feeds once a day.
USDT networks: what is the difference
Tether is issued on several blockchains. It is the same USDT, but a transfer arrives only if the address and the network match.
TON
Tokens on TON follow the Jetton standard. Transfers are fast and cheap, the fee is paid in the network's native coin, and exchanges often require a comment (memo) with deposits.
Arbitrum One
Arbitrum One is an Ethereum layer-2 network. Addresses use the Ethereum format, fees are paid in ETH and are much lower than on the Ethereum mainnet.
Solana
Tokens on Solana follow the SPL standard. Transfers confirm in seconds with fees of a fraction of a cent paid in SOL; receiving a new token for the first time requires a small SOL deposit.
TRON (TRC20)
TRC20 is the token standard on the TRON network. Transfers are fast, and the fee is paid in TRX or with staked energy — it is usually lower than on Ethereum, which makes TRC20 the most popular network for USDT.
Ethereum (ERC20)
ERC20 is the token standard on Ethereum. It is supported by almost every wallet and exchange, but the fee (gas) is paid in ETH and grows when the network is busy.
BNB Smart Chain (BEP20)
BEP20 is the token standard on BNB Smart Chain, an Ethereum-compatible network. Addresses look like Ethereum addresses, and fees are paid in BNB and are usually low.